【今日房贷利率】2017年10月6日星期五（CA、FL、GA、MD、TX、VA、WA）

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SUMMARY：今天（10月6日星期五)开盘时的房贷利率价格和上个工作日相比基本持平. 注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impoundaccount的利率。

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.250 3.500
>$424K 4.125 3.375 4.125 ------ 4.125 4.125
Jumbo 4.125 3.750 ------ ------ 4.250 ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 ------ 4.250
>$424K 4.500 3.990 4.500 ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.625 3.000 3.000 3.250
APR 3.806 3.187 3.688 3.143 3.053 3.304
 
>$424K 3.950 3.250 3.950 ------ 3.625 3.750
APR 3.995 3.292 4.013 ------ 3.658 3.787
 
Jumbo 3.875 3.625 ------ ------ 3.750 3.875
APR 3.908 3.647 ------ ------ 3.793 3.918
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 ------ ------
APR 4.255 3.688 4.049 3.716 ------ ------
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.250 3.500
>$424K 4.125 3.750 ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 ------ 4.125
>$424K 4.500 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.625 3.000 3.000 3.250
APR 3.777 3.137 3.648 3.070 3.026 3.276
 
>$424K 3.875 3.625 ------ ------ 3.750 3.875
APR 3.884 3.604 ------ ------ 3.769 3.894
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 ------ 4.500
APR 4.225 3.637 4.009 3.642 ------ 4.530
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 4.125 4.125
>$424K 4.250 3.875 ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 ------ 4.500
>$424K 4.500 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.625 3.000 3.000 3.250
APR 3.771 3.143 3.655 3.079 3.030 3.280
 
>$424K 3.875 3.625 ------ ------ 3.750 3.875
APR 3.886 3.608 ------ ------ 3.771 3.896
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 ------ 4.500
APR 4.157 3.644 4.015 3.652 ------ 4.534
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 ------ 4.500
>$424K 4.500 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.000 3.875 ------ ------
>$424K 4.250 4.125 4.375 ------ 3.875 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.625 3.000 3.000 3.250
APR 3.775 3.099 3.660 3.091 3.054 3.305
 
>$424K 4.125 ------ ------ ------ ------ ------
APR 4.133 ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 ------ ------
APR 4.161 3.582 4.021 3.619 ------ ------
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 ------ ------
>$424K 4.375 4.375 4.750 ------ 4.375 4.375
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.125 3.750 ------ ------
>$424K 4.375 4.375 4.750 ------ 4.375 4.375
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.625 3.000 3.000 3.250
APR 3.784 3.167 3.672 3.114 3.052 3.303
 
>$424K 4.125 ------ ------ ------ ------ ------
APR 4.131 ------ ------ ------ ------ ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 ------ ------
APR 4.170 3.598 4.034 3.642 ------ ------
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 ------ ------
>$424K 4.250 3.875 ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 ------ ------
>$424K 4.625 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.625 3.000 3.000 3.250
APR 3.799 3.193 3.692 3.151 3.066 3.317
 
>$424K 3.875 3.625 ------ ------ 3.750 3.875
APR 3.892 3.619 ------ ------ 3.778 3.903
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 ------ ------
APR 4.185 3.623 4.054 3.679 ------ ------
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.250 3.500
>$424K 4.125 3.750 ------ ------ ------ ------
Jumbo 4.125 3.750 ------ ------ 4.250 ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.750 3.375 ------ 4.125
>$424K 4.375 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.625 3.000 3.000 3.250
APR 3.777 3.136 3.644 3.068 3.025 3.276
 
>$424K 3.875 3.625 ------ ------ 3.750 3.875
APR 3.883 3.603 ------ ------ 3.768 3.893
 
Jumbo 3.875 3.625 ------ ------ 3.750 3.875
APR 3.878 3.594 ------ ------ 3.763 3.889
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 ------ 4.500
APR 4.225 3.636 4.009 3.641 ------ 4.529

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300

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