【今日房贷利率】2017年10月10日星期二（CA、FL、GA、MD、TX、VA、WA）

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SUMMARY：今天（10月9日星期一)开盘时的房贷利率价格和上个工作日相比基本持平. 注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impoundaccount的利率。

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.125 3.250 3.500
>$424K 4.125 3.375 4.125 ------ 3.750 4.000
Jumbo 4.125 3.750 4.375 ------ 3.750 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 3.875 4.125
>$424K 4.500 3.990 4.375 ------ 3.750 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.625 3.000 3.000 3.250
APR 3.785 3.098 3.660 3.090 3.043 3.294
 
>$424K 3.950 3.250 3.950 ------ 3.625 3.750
APR 3.996 3.296 4.013 ------ 3.653 3.785
 
Jumbo 3.875 3.500 4.250 ------ 3.625 3.875
APR 3.898 3.577 4.276 ------ 3.648 3.899
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 3.625 3.875
APR 4.182 3.599 4.021 3.644 3.662 3.912
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.125 3.250 3.500
>$424K 4.125 3.750 4.375 ------ 3.750 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 3.750 4.000
>$424K 4.625 4.000 4.375 ------ 3.750 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.625 3.000 3.000 3.250
APR 3.757 3.048 3.620 3.017 3.016 3.266
 
>$424K 3.875 3.500 4.250 ------ 3.625 3.875
APR 3.873 3.533 4.242 ------ 3.625 3.875
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 3.625 3.875
APR 4.153 3.548 3.981 3.570 3.634 3.884
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 4.000 3.990
>$424K 4.250 3.875 4.500 ------ 3.875 4.125
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 4.000 4.125
>$424K 4.750 4.250 4.500 ------ 3.875 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.625 3.000 3.000 3.250
APR 3.750 3.054 3.625 3.027 3.020 3.270
 
>$424K 3.875 3.500 4.250 ------ 3.625 3.875
APR 3.876 3.538 4.246 ------ 3.627 3.877
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 3.625 3.875
APR 4.146 3.555 3.986 3.580 3.637 3.888
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 ------ 4.500
>$424K 4.750 4.250 4.500 ------ 3.875 4.125
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.125 3.875 ------ 4.875
>$424K 4.750 4.250 4.500 ------ 4.000 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.625 3.000 3.000 3.250
APR 3.755 3.063 3.632 3.039 3.044 3.295
 
>$424K 4.500 3.875 4.250 ------ 3.625 3.875
APR 4.497 3.907 4.247 ------ 3.628 3.878
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 3.625 3.875
APR 4.151 3.564 3.954 3.592 3.683 3.933
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 ------ ------
>$424K 5.125 4.500 4.875 ------ 4.500 4.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 ------ ------
>$424K 5.125 4.500 4.875 ------ 4.500 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.625 3.000 3.000 3.250
APR 3.764 3.078 3.644 3.061 3.043 3.293
 
>$424K 4.500 3.875 4.250 ------ 3.625 3.875
APR 4.498 3.908 4.247 ------ 3.628 3.878
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 3.625 3.875
APR 4.160 3.579 4.005 3.615 3.683 3.934
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 ------ 4.875
>$424K 4.250 3.875 4.625 ------ 4.000 4.125
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 ------ 4.875
>$424K 4.875 4.250 4.625 ------ 4.000 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.625 3.000 3.000 3.250
APR 3.778 3.104 3.664 3.098 3.056 3.307
 
>$424K 3.875 3.500 4.250 ------ 3.625 3.875
APR 3.882 3.549 4.255 ------ 3.634 3.884
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 3.625 3.875
APR 4.175 3.605 4.025 3.652 3.698 3.949
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.125 3.250 3.500
>$424K 4.125 3.750 4.375 ------ 3.750 4.000
Jumbo 4.125 3.750 4.375 ------ 3.750 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 3.750 4.000
>$424K 4.625 4.000 4.375 ------ 3.750 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.625 3.000 3.000 3.250
APR 3.756 3.047 3.636 3.016 3.016 3.266
 
>$424K 3.875 3.500 4.250 ------ 3.625 3.875
APR 3.873 3.533 4.242 ------ 3.624 3.874
 
Jumbo 3.875 3.500 4.250 ------ 3.625 3.875
APR 3.868 3.524 4.234 ------ 3.619 3.869
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 3.625 3.875
APR 4.152 3.547 3.980 3.569 3.633 3.883

Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300

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