【今日房贷利率】2018年1月9日星期二（CA、FL、GA、MD、TX、VA、WA)

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SUMMARY：今天（1月9日星期二)开盘时的房贷利率价格和上个工作日相比基本持平。

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。
******************************* CALIFORNIA *******************************

(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 4.125 4.000
>$453K 4.200 3.625 4.200 ------ 4.000 4.125
Jumbo 4.125 4.125 4.500 ------ 4.000 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 3.875 3.625 4.125 4.250
>$453K 4.625 4.250 4.500 ------ 4.000 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.500 3.625
APR 3.910 3.330 3.770 3.367 3.555 3.680
 
>$453K 4.050 3.500 4.050 ------ 3.875 4.000
APR 4.092 3.583 4.108 ------ 3.903 4.028
 
Jumbo 4.000 3.875 4.375 ------ 3.750 3.750
APR 4.023 3.953 4.401 ------ 3.783 3.773
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.125 3.875 3.875 4.000
APR 4.307 3.957 4.146 3.993 3.912 4.038
 
******************************* MARYLAND *******************************


(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 3.875 3.875
>$453K 4.250 4.125 4.500 ------ 4.000 4.125
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 3.875 3.625 4.000 4.125
>$453K 4.750 4.125 4.500 ------ 4.000 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.500 3.625
APR 3.882 3.280 3.731 3.293 3.527 3.652
 
>$453K 4.000 3.875 4.375 ------ 3.750 3.750
APR 3.998 3.909 4.367 ------ 3.759 3.748
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.125 3.875 3.875 4.000
APR 4.278 3.905 4.106 3.919 3.884 4.009
 
******************************* VIRGINIA *******************************

(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.500 3.875 3.500 4.125 4.000
>$453K 4.500 4.375 4.625 ------ 4.125 4.250
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.750 4.000 3.750 4.250 4.250
>$453K 4.875 4.375 4.625 ------ 4.125 4.250
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.500 3.625
APR 3.875 3.287 3.736 3.303 3.530 3.656
 
>$453K 4.000 3.875 4.375 ------ 3.750 3.750
APR 4.001 3.913 4.371 ------ 3.761 3.751
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.125 3.875 3.875 4.000
APR 4.271 3.912 4.111 3.929 3.888 4.013
 
******************************* TEXAS *******************************

(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 3.875 3.625 ------ 5.000
>$453K 4.875 4.375 4.625 ------ 4.125 4.250
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.125 4.250 4.500 ------ 5.000
>$453K 4.875 4.375 4.625 ------ 4.250 4.250
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.625 3.250 3.500 3.625
APR 3.880 3.295 3.703 3.315 3.555 3.681
 
>$453K 4.625 4.000 4.375 ------ 3.875 4.000
APR 4.622 4.033 4.372 ------ 3.878 4.003
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.000 3.750 3.875 4.000
APR 4.276 3.851 4.065 3.896 3.933 4.059
 
******************************* FLORIDA *******************************

(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.000 3.750 ------ ------
>$453K 5.250 4.625 5.000 ------ 4.750 4.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.000 4.125 4.000 ------ ------
>$453K 5.250 4.625 5.000 ------ 4.750 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.500 3.625
APR 3.889 3.311 3.755 3.338 3.554 3.679
 
>$453K 4.625 4.000 4.375 ------ 3.875 4.000
APR 4.623 4.033 4.372 ------ 3.878 4.003
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.000 3.875 3.875 4.000
APR 4.285 3.937 4.077 3.964 3.934 4.060
 
******************************* GEORGIA *******************************

(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 ------ 5.000
>$453K 4.500 4.375 4.750 ------ 4.250 4.250
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.125 3.875 ------ 5.000
>$453K 5.000 4.375 4.750 ------ 4.250 4.250
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.500 3.625
APR 3.903 3.336 3.775 3.375 3.568 3.694
 
>$453K 4.000 3.875 4.375 ------ 3.750 3.750
APR 4.007 3.925 4.380 ------ 3.767 3.757
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.000 3.875 3.875 4.000
APR 4.300 3.963 4.097 4.001 3.949 4.074
 
******************************* WASHINGTON *******************************


(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 4.000 4.125
>$453K 4.250 4.125 4.500 ------ 4.000 4.125
Jumbo 4.125 4.125 4.500 ------ 4.000 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 3.875 3.625 4.000 4.125
>$453K 4.750 4.125 4.500 ------ 4.000 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.500 3.625
APR 3.897 3.279 3.730 3.292 3.526 3.651
 
>$453K 4.000 3.875 4.375 ------ 3.750 3.750
APR 3.998 3.908 4.367 ------ 3.758 3.748
 
Jumbo 4.000 3.875 4.375 ------ 3.750 3.750
APR 3.993 3.899 4.359 ------ 3.753 3.743
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.875 4.125 3.875 3.875 4.000
APR 4.277 3.904 4.105 3.918 3.883 4.008
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;

2. Loan-To-Value (LTV):

- - - - - - 3. Primary Residence (except specified);


4. Single Family Residence;

5. Credit score>=740;

6. With Impound/Escrow Account;

7. 30-day lock;

8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)


For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300
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