【今日房贷利率】2018年2月6日星期二（CA、FL、GA、MD、TX、VA、WA)

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SUMMARY：今天（2月6日星期二)开盘时的房贷利率价格和上个工作日相比基本持平。 

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.125 3.750 4.000 4.250
>$453K 4.500 4.000 4.750 ------ 4.250 4.500
Jumbo 4.500 4.500 4.750 ------ 4.250 4.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.250 4.000 4.375 4.625
>$453K 5.000 4.625 4.750 ------ 4.250 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 3.750 3.875
APR 4.255 3.688 4.049 3.716 3.806 3.931
 
>$453K 4.500 3.875 4.625 ------ 4.125 4.375
APR 4.506 3.941 4.658 ------ 4.153 4.404
 
Jumbo 4.250 4.250 4.625 ------ 4.000 4.000
APR 4.284 4.291 4.652 ------ 4.033 4.033
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.375 4.125 4.125 4.375
APR 4.662 4.226 4.455 4.271 4.163 4.414
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.125 3.750 4.000 4.250
>$453K 4.500 4.500 4.750 ------ 4.250 4.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.000 4.250 4.000 4.250 4.500
>$453K 5.000 4.500 4.750 ------ 4.250 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.000 3.625 3.750 3.875
APR 4.225 3.637 4.009 3.642 3.777 3.902
 
>$453K 4.250 4.250 4.625 ------ 4.000 4.000
APR 4.259 4.247 4.617 ------ 4.009 4.009
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.375 4.125 4.125 4.375
APR 4.632 4.174 4.414 4.196 4.134 4.384
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.250 3.875 4.500 4.625
>$453K 4.750 4.750 4.875 ------ 4.375 4.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.250 4.000 4.500 4.625
>$453K 5.125 4.750 4.875 ------ 4.375 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 3.750 3.875
APR 4.155 3.644 4.015 3.652 3.781 3.906
 
>$453K 4.250 4.250 4.625 ------ 4.000 4.000
APR 4.261 4.252 4.621 ------ 4.011 4.011
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.375 4.125 4.125 4.375
APR 4.625 4.181 4.419 4.206 4.138 4.388
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.000 4.250 4.000 ------ 5.375
>$453K 5.125 4.750 4.875 ------ 4.375 4.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.375 4.500 ------ ------ 5.375
>$453K 5.125 4.750 4.875 ------ 4.500 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 3.750 3.875
APR 4.161 3.600 4.021 3.645 3.806 3.932
 
>$453K 4.875 4.375 4.625 ------ 4.125 4.375
APR 4.872 4.408 4.622 ------ 4.128 4.378
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.125 4.375 4.125 4.125 4.375
APR 4.559 4.190 4.426 4.218 4.184 4.435
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.125 4.375 4.125 ------ ------
>$453K 5.500 5.000 5.250 ------ 5.000 5.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 ------ 4.500 ------ ------ ------
>$453K 5.500 5.000 5.250 ------ 5.000 5.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 3.750 3.875
APR 4.170 3.668 4.034 3.687 3.805 3.930
 
>$453K 4.875 4.375 4.625 ------ 4.125 4.375
APR 4.873 4.409 4.622 ------ 4.128 4.378
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.375 4.125 4.125 4.375
APR 4.639 4.206 4.439 4.241 4.185 4.436
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.250 4.000 ------ 5.375
>$453K 4.750 4.750 5.000 ------ 4.500 4.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.375 4.125 ------ 5.375
>$453K 5.250 4.750 5.000 ------ 4.500 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 3.750 3.875
APR 4.185 3.694 4.054 3.724 3.819 3.945
 
>$453K 4.250 4.250 4.625 ------ 4.000 4.000
APR 4.268 4.263 4.630 ------ 4.018 4.018
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.375 4.125 4.125 4.375
APR 4.654 4.232 4.459 4.279 4.200 4.451
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.125 3.750 4.000 4.250
>$453K 4.500 4.500 4.750 ------ 4.250 4.500
Jumbo 4.500 4.500 4.750 ------ 4.250 4.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 4.000 4.250 4.000 4.250 4.500
>$453K 5.000 4.500 4.750 ------ 4.250 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 3.750 3.875
APR 4.151 3.636 4.025 3.641 3.777 3.902
 
>$453K 4.250 4.250 4.625 ------ 4.000 4.000
APR 4.258 4.246 4.617 ------ 4.008 4.008
 
Jumbo 4.250 4.250 4.625 ------ 4.000 4.000
APR 4.253 4.237 4.609 ------ 4.003 4.003
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.375 4.125 4.125 ------
APR 4.634 4.173 4.413 4.195 4.133 ------
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300
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