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»奇虎贷款利率-CA, TX, MD, VA,FL, GA, WA- 8月24日 星期五
SUMMARY:今天(8月24日星期五)开盘时的房贷利率价格和上个工作日相比基本持平。
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound account的利率。 |
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.125 |
4.375 |
4.125 |
------ |
------ |
>$453K |
4.625 |
4.125 |
4.750 |
------ |
4.250 |
------ |
Jumbo |
4.875 |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
4.250 |
4.500 |
4.250 |
------ |
------ |
>$453K |
4.750 |
------ |
5.250 |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
3.875 |
4.375 |
3.875 |
4.125 |
4.250 |
APR |
4.509 |
3.946 |
4.373 |
3.977 |
4.155 |
4.269 |
|
>$453K |
4.500 |
4.125 |
4.500 |
------ |
4.125 |
4.500 |
APR |
4.545 |
4.143 |
4.562 |
------ |
4.146 |
4.536 |
|
Jumbo |
4.750 |
4.625 |
------ |
------ |
4.250 |
4.250 |
APR |
4.757 |
4.674 |
------ |
------ |
4.277 |
4.288 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.875 |
4.750 |
4.750 |
5.000 |
------ |
------ |
APR |
4.928 |
4.848 |
4.822 |
5.115 |
------ |
------ |
|
******************************* MARYLAND *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
4.125 |
4.375 |
4.125 |
4.375 |
4.375 |
>$453K |
4.875 |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
4.250 |
4.500 |
4.250 |
------ |
------ |
>$453K |
5.125 |
4.625 |
4.875 |
------ |
4.375 |
4.500 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
3.875 |
4.375 |
3.875 |
4.125 |
4.250 |
APR |
4.479 |
3.894 |
4.332 |
3.903 |
4.126 |
4.240 |
|
>$453K |
4.750 |
4.625 |
------ |
------ |
4.250 |
4.250 |
APR |
4.731 |
4.629 |
------ |
------ |
4.252 |
4.263 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.875 |
4.500 |
4.750 |
4.875 |
------ |
------ |
APR |
4.897 |
4.556 |
4.780 |
4.956 |
------ |
------ |
|
******************************* VIRGINIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.125 |
4.500 |
4.125 |
------ |
------ |
>$453K |
5.125 |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
4.375 |
4.625 |
4.375 |
------ |
------ |
>$453K |
5.250 |
4.875 |
5.000 |
------ |
4.500 |
4.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.375 |
3.875 |
4.375 |
3.875 |
4.125 |
4.250 |
APR |
4.401 |
3.901 |
4.337 |
3.913 |
4.129 |
4.244 |
|
>$453K |
4.750 |
4.625 |
------ |
------ |
4.250 |
4.250 |
APR |
4.734 |
4.634 |
------ |
------ |
4.255 |
4.266 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.875 |
4.500 |
4.750 |
4.875 |
------ |
------ |
APR |
4.891 |
4.563 |
4.786 |
4.966 |
------ |
------ |
|
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.250 |
4.500 |
4.250 |
------ |
------ |
>$453K |
5.250 |
4.875 |
5.000 |
------ |
4.500 |
4.625 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 5.250 |
4.875 |
5.250 |
------ |
------ |
------ |
>$453K |
5.250 |
4.875 |
5.000 |
------ |
4.625 |
4.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.375 |
3.875 |
4.250 |
3.875 |
4.125 |
4.250 |
APR |
4.406 |
3.910 |
4.307 |
3.925 |
4.155 |
4.270 |
|
>$453K |
5.000 |
4.500 |
4.750 |
------ |
4.250 |
4.375 |
APR |
4.997 |
4.533 |
4.747 |
------ |
4.253 |
4.378 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.875 |
4.750 |
4.750 |
5.000 |
------ |
------ |
APR |
4.896 |
4.850 |
4.793 |
5.119 |
------ |
------ |
|
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.875 |
4.875 |
4.750 |
------ |
------ |
------ |
>$453K |
5.625 |
5.125 |
5.375 |
------ |
5.125 |
5.000 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 5.000 |
------ |
4.875 |
------ |
------ |
------ |
>$453K |
5.625 |
5.125 |
5.375 |
------ |
5.125 |
5.000 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.375 |
3.875 |
4.250 |
3.875 |
4.125 |
4.250 |
APR |
4.415 |
3.926 |
4.319 |
3.948 |
4.154 |
4.268 |
|
>$453K |
5.000 |
4.500 |
4.750 |
------ |
4.250 |
4.375 |
APR |
4.998 |
4.534 |
4.747 |
------ |
4.253 |
4.378 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.875 |
4.750 |
4.750 |
5.000 |
------ |
------ |
APR |
4.905 |
4.861 |
4.806 |
5.135 |
------ |
------ |
|
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
4.250 |
4.625 |
4.250 |
------ |
------ |
>$453K |
5.125 |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.875 |
5.000 |
4.750 |
------ |
------ |
------ |
>$453K |
5.375 |
4.875 |
5.125 |
------ |
4.625 |
4.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.375 |
3.875 |
4.250 |
3.875 |
4.125 |
4.250 |
APR |
4.430 |
3.951 |
4.340 |
3.985 |
4.168 |
4.283 |
|
>$453K |
4.750 |
4.625 |
------ |
------ |
4.250 |
4.250 |
APR |
4.740 |
4.646 |
------ |
------ |
4.262 |
4.272 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.875 |
4.750 |
4.750 |
5.000 |
------ |
------ |
APR |
4.920 |
4.892 |
4.826 |
5.179 |
------ |
------ |
|
******************************* WASHINGTON *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
4.125 |
4.375 |
4.125 |
4.375 |
4.375 |
>$453K |
4.875 |
------ |
------ |
------ |
------ |
------ |
Jumbo |
4.875 |
------ |
------ |
------ |
4.500 |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
4.250 |
4.500 |
4.250 |
------ |
------ |
>$453K |
5.125 |
4.625 |
4.875 |
------ |
4.375 |
4.500 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
3.875 |
4.375 |
3.875 |
4.125 |
4.250 |
APR |
4.479 |
3.893 |
4.331 |
3.902 |
4.125 |
4.240 |
|
>$453K |
4.750 |
4.625 |
------ |
------ |
4.250 |
4.250 |
APR |
4.731 |
4.629 |
------ |
------ |
4.252 |
4.263 |
|
Jumbo |
4.750 |
4.625 |
------ |
------ |
4.250 |
4.250 |
APR |
4.725 |
4.620 |
------ |
------ |
4.247 |
4.258 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.875 |
4.500 |
4.750 |
4.875 |
------ |
------ |
APR |
4.897 |
4.555 |
4.780 |
4.955 |
------ |
------ |
|
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
-
-
-
-
-
-
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)
For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
For scenarios outside the above assumptions, please contact local loan officers for case inquiry.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款,需要收point才能做。
奇虎贷款NMLS ID: 1169300 |