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»【今日房贷利率】CA, FL, GA, IL, MD, TX, VA, WA - 2021年3月1日星期一
SUMMARY:今天(3月1日星期一)的利率价格和上周五相比稍微变好。目前加州重新贷款51万的利率,30年固定的零费用重贷利率为3.25%,15年固定为2.375%;购房贷款50万左右,30年固定的利率为2.875%,15年仍为2.25% with 0 point, plus closing cost。
奇虎贷款利率查询电话:949-829-3863或888-800-4151。电邮:apply@tigerloans.com。官网网址:www.tigerloans.com/apply-now
******************************* CALIFORNIA ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.250 | 2.375 | 3.125 | 2.250 | ------ | ------ | $650K | ------ | 2.750 | ------ | ------ | ------ | ------ | Jumbo | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | ------ | 2.500 | 3.500 | 2.375 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.875 | 2.250 | 2.875 | 2.125 | ------ | ------ | APR | 2.920 | 2.261 | 2.911 | 2.244 | ------ | ------ | | $650K | ------ | 2.375 | ------ | ------ | ------ | ------ | APR | ------ | 2.450 | ------ | ------ | ------ | ------ | | Jumbo | 4.500 | 4.000 | ------ | ------ | 4.250 | 4.500 | APR | 4.520 | 4.045 | ------ | ------ | 4.289 | 4.527 | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.375 | 2.750 | 3.375 | 2.750 | ------ | ------ | APR | 3.403 | 2.860 | 3.391 | 2.813 | ------ | ------ | | ******************************* MARYLAND ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.250 | 2.375 | 3.125 | 2.250 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | ------ | 2.500 | 3.500 | 2.375 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.875 | 2.250 | 2.875 | 2.125 | ------ | ------ | APR | 2.895 | 2.215 | 2.875 | 2.177 | ------ | ------ | | $650K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.375 | 2.750 | 3.250 | 2.750 | ------ | ------ | APR | 3.408 | 2.892 | 3.397 | 2.850 | ------ | ------ | | ******************************* VIRGINIA ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.375 | 2.375 | 3.375 | 2.375 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | ------ | 2.875 | ------ | 2.750 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.875 | 2.250 | 2.875 | 2.125 | ------ | ------ | APR | 2.888 | 2.220 | 2.879 | 2.184 | ------ | ------ | | $650K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.375 | 2.750 | 3.375 | 2.750 | ------ | ------ | APR | 3.410 | 2.895 | 3.396 | 2.855 | ------ | ------ | | ******************************* TEXAS ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 3.375 | 2.375 | 3.375 | 2.375 | ------ | ------ | $600K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | ------ | ------ | ------ | ------ | ------ | ------ | $600K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 2.875 | 2.125 | 2.750 | 2.125 | ------ | ------ | APR | 2.881 | 2.172 | 2.800 | 2.168 | ------ | ------ | | $600K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 3.500 | 3.125 | 3.375 | 3.125 | ------ | ------ | APR | 3.522 | 3.252 | 3.406 | 3.221 | ------ | ------ | | ******************************* ILLINOIS ******************************* (Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.000 | 2.250 | 2.875 | 2.250 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.375 | 2.375 | 3.375 | 2.375 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.875 | 2.250 | 2.875 | 2.125 | ------ | ------ | APR | 2.879 | 2.205 | 2.867 | 2.161 | ------ | ------ | | $650K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.375 | 2.750 | 3.375 | 2.750 | ------ | ------ | APR | 3.401 | 2.856 | 3.386 | 2.804 | ------ | ------ | | ******************************* FLORIDA ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | ------ | 3.000 | ------ | 2.875 | ------ | ------ | $600K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | ------ | ------ | ------ | ------ | ------ | ------ | $600K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 2.875 | 2.125 | 2.875 | 2.125 | ------ | ------ | APR | 2.890 | 2.188 | 2.883 | 2.191 | ------ | ------ | | $600K | 4.500 | 4.000 | ------ | ------ | 4.250 | 4.500 | APR | 4.499 | 4.009 | ------ | ------ | 4.268 | 4.506 | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 3.500 | 3.125 | 3.375 | 3.000 | ------ | ------ | APR | 3.564 | 3.152 | 3.406 | 3.081 | ------ | ------ | | ******************************* GEORGIA ******************************* (Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 3.625 | 2.500 | 3.500 | 2.375 | ------ | ------ | $600K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | ------ | 3.125 | ------ | 3.000 | ------ | ------ | $600K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 2.875 | 2.125 | 2.875 | 2.125 | ------ | ------ | APR | 2.899 | 2.204 | 2.896 | 2.215 | ------ | ------ | | $600K | 4.500 | 4.000 | ------ | ------ | 4.250 | 4.500 | APR | 4.504 | 4.017 | ------ | ------ | 4.273 | 4.511 | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $300K | 3.500 | 3.125 | 3.375 | 3.000 | ------ | ------ | APR | 3.567 | 3.156 | 3.411 | 3.095 | ------ | ------ | | ******************************* WASHINGTON ******************************* (Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) | | PRIMARY RESIDENCE - REGULAR REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.250 | 2.250 | 3.125 | 2.250 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | Jumbo | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - CASH-OUT REFINANCE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | ------ | 2.500 | 3.500 | 2.375 | ------ | ------ | $650K | ------ | ------ | ------ | ------ | ------ | ------ | | PRIMARY RESIDENCE - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 2.875 | 2.250 | 2.875 | 2.125 | ------ | ------ | APR | 2.894 | 2.214 | 2.875 | 2.176 | ------ | ------ | | $650K | ------ | ------ | ------ | ------ | ------ | ------ | APR | ------ | ------ | ------ | ------ | ------ | ------ | | Jumbo | 4.500 | 4.000 | ------ | ------ | 4.250 | 4.500 | APR | 4.492 | 3.996 | ------ | ------ | 4.261 | 4.499 | | INVESTMENT PROPERTY - PURCHASE: | | 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | $510K | 3.375 | 2.750 | 3.375 | 2.750 | ------ | ------ | APR | 3.400 | 2.857 | 3.388 | 2.810 | ------ | ------ | |
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: See detailed loan amounts under the State name above; 2. Loan-To-Value (LTV): - <=75% for Primary Residence Conforming Refinance & Purchase; - <=70% for Primary Residence Conforming Cash-Out Refinance; - <=75% for Primary Residence Super-Conforming Refinance and Purchase (except for 7/1 ARM which is <=70%); - <=65% for Primary Residence Super-Conforming Cash-Out Refinance; - <=75% for Investment Property Conforming Purchase; - <=65% for Jumbo Refi & Purchase. 3. Primary Residence (except specified); 4. Single Family Residence; 5. Credit score>=740; 6. With Impound/Escrow Account; 7. 30-day lock; 8. US Citizen or Permanent Resident. H1B, L1, F1 OPT. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. For scenarios outside the above assumptions, please contact local loan officers for case inquiry. 注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款,需要收point才能做。 奇虎贷款NMLS ID: 1169300 |