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»【今日房贷利率】CA, FL, GA, IL, MD, TX, VA, WA - 2022年7月15日星期五
SUMMARY:今天(2022年7月15日星期五)美房贷二级市场的利率价格和昨天相比又稍微变好。目前加州30年固定的零费用重贷利率又回落至5.5%,15年固定为4.75%;购房贷款50万左右,30年固定的利率为5.375% with 0 point, plus closing cost (APR 5.416%),15年固定为4.625% with 0 point, plus closing cost (APR 4.655)。
奇虎贷款利率查询电话:949-829-3863或888-800-4151。电邮:apply@tigerloans.com。官网网址:www.tigerloans.com/apply-now。
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound account的利率。
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.500 |
4.750 |
5.375 |
4.625 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.750 |
5.000 |
5.625 |
4.875 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.375 |
4.625 |
5.250 |
4.500 |
------ |
------ |
APR |
5.416 |
4.655 |
5.289 |
4.624 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* MARYLAND *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.500 |
4.750 |
5.375 |
4.625 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.750 |
5.000 |
5.625 |
4.875 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.375 |
4.625 |
5.250 |
4.500 |
------ |
------ |
APR |
5.386 |
4.667 |
5.273 |
4.554 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* VIRGINIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.625 |
4.875 |
5.500 |
4.750 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.875 |
5.250 |
5.750 |
5.250 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.375 |
4.625 |
5.250 |
4.500 |
------ |
------ |
APR |
5.378 |
4.662 |
5.274 |
4.562 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* TEXAS *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
5.625 |
4.875 |
5.500 |
4.750 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
5.250 |
4.500 |
5.250 |
4.375 |
------ |
------ |
APR |
5.280 |
4.550 |
5.275 |
4.473 |
------ |
------ |
|
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* ILLINOIS *******************************
(Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.500 |
4.750 |
5.375 |
4.625 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.375 |
4.625 |
5.250 |
4.500 |
------ |
------ |
APR |
5.398 |
4.655 |
5.271 |
4.538 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* FLORIDA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
5.875 |
5.250 |
5.750 |
5.250 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
5.250 |
4.500 |
5.250 |
4.500 |
------ |
------ |
APR |
5.290 |
4.567 |
5.258 |
4.569 |
------ |
------ |
|
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* GEORGIA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
5.750 |
5.000 |
5.625 |
4.875 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
6.000 |
5.375 |
5.875 |
5.250 |
------ |
------ |
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
5.250 |
4.500 |
5.250 |
4.500 |
------ |
------ |
APR |
5.300 |
4.584 |
5.273 |
4.594 |
------ |
------ |
|
$600K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$300K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
******************************* WASHINGTON *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.500 |
4.750 |
5.375 |
4.625 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.750 |
5.000 |
5.625 |
4.875 |
------ |
------ |
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
5.375 |
4.625 |
5.250 |
4.500 |
------ |
------ |
APR |
5.386 |
4.656 |
5.273 |
4.553 |
------ |
------ |
|
$650K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
$510K |
------ |
------ |
------ |
------ |
------ |
------ |
APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
-
-
-
-
-
-
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident. H1B, L1, F1 OPT.
For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
For scenarios outside the above assumptions, please contact local loan officers for case inquiry.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款,需要收point才能做。
奇虎贷款NMLS ID: 1169300 |