2010-07-19

Lender	30 Years		15years		10 Years		(HB)30years		5/1ARM		7/1ARM		(HB)5/1ARM		Jumbo 3/1ARM
	4.500%		4.000%		3.875%		4.750%		3.500%		3.875%		3.875%		4.000%
	19-Jul		19-Jul		19-Jul		19-Jul		19-Jul		19-Jul		19-Jul		19-Jul
Amtrust	1.739		1.865		2.510		1.485		1.676		1.816		1.437
Bay Equity	1.319		1.143		0.374		0.930		0.336		0.136		0.039
BOA	1.125		0.750		1.875		0.875		1.125		1.250		0.875
CMG	1.267		1.178				0.904		1.068		1.763
CSLending	1.875		1.750		3.000		1.625		1.125		1.375		0.875
Fremont	1.500		1.625		0.875		1.375		0.875		0.875		0.375
First Cal	1.375		1.283				0.947		0.875		1.203
Home Savings	1.342		1.380				0.979		1.303		1.093
Icon	1.625		1.625				1.250
JMAC	1.500		1.375				1.375		1.375		1.625		1.750
MetLife	1.375		1.000		1.875		0.875		1.500		1.500		1.250
PacificBay	1.625		1.750				1.625		1.000		1.375		1.125
Florida	1.807		1.837		1.664		1.703		1.422		1.666
PMC	1.125		1.250				1.000
PRMG	1.375		1.375		1.000		1.000		1.375		1.750		1.250
Provident	1.250		1.250		0.500		1.125		0.750		1.500		0.750
Sierra Pacific	1.764		2.087		1.577		1.684		1.390		1.570		1.580
Stearns	1.500		1.625				1.375		1.500		2.000		1.375
U.S Bank	1.682		1.777		2.474		1.499		1.377		1.616		0.350		1.100
Wells Fargo	1.197		1.388				0.669		0.264