奇虎贷款利率-CA, TX, MD, VA,FL- 12月12日 星期一

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SUMMARY：今天（12月12日 星期一)开盘时的房贷利率价格和上个工作日相比略微上涨
。目前重新贷款40万左右的利率，30年固定利率上涨在4.125%，15年固定利率稳定至
3.250%，5/1 ARM稳定在3.500%。购房贷款40万左右，30年固定的利率上涨在4.000%，
15年固定利率上涨在3.250%，5/1 ARM稳定在3.125%.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound
account的利率

 

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.250 3.875 3.250 3.500 3.750
>$417K 4.250 3.500 4.125 3.500 3.750 3.750
Jumbo 4.375 3.875 ------ ------ 3.500 3.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 4.000 3.375 3.750 4.125
>$417K 4.500 ------ 4.625 ------ 3.750 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.000 3.125 3.375
APR 4.011 3.222 3.793 3.132 3.163 3.419
 
>$417K 4.200 3.375 4.000 3.625 3.375 3.500
APR 4.222 3.418 4.014 3.697 3.418 3.543
 
Jumbo 4.250 3.625 ------ ------ 3.250 3.500
APR 4.254 3.678 ------ ------ 3.291 3.519
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.625 4.250 3.625 ------ 4.375
APR 4.401 3.669 4.256 3.689 ------ 4.430
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.875 3.250 3.375 3.500
>$417K 4.375 4.000 ------ ------ 3.625 3.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 4.000 3.375 3.625 3.990
>$417K 4.375 4.125 ------ ------ 3.625 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.000 2.990 3.375
APR 3.982 3.172 3.754 3.059 3.017 3.381
 
>$417K 4.250 3.750 ------ ------ 3.250 3.500
APR 4.247 3.745 ------ ------ 3.267 3.495
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.625 4.250 3.625 ------ 4.375
APR 4.371 3.619 4.216 3.616 ------ 4.389
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 4.000 3.250 3.500 3.875
>$417K 4.500 4.125 ------ ------ 3.750 3.750
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.500 3.875 4.250
>$417K 4.625 ------ ------ ------ 3.750 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.000 2.990 3.375
APR 3.980 3.178 3.759 3.069 3.020 3.385
 
>$417K 4.250 3.750 ------ ------ 3.250 3.500
APR 4.249 3.750 ------ ------ 3.270 3.498
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.250 3.625 ------ 4.375
APR 4.282 3.625 4.221 3.626 ------ 4.393
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 4.000 3.375 3.875 4.250
>$417K 4.500 4.125 ------ ------ 3.750 3.750
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.750 4.125 3.750 ------ ------
>$417K 4.625 ------ ------ ------ 3.750 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.750 3.000 3.125 3.375
APR 3.932 3.206 3.792 3.131 3.156 3.412
 
>$417K 4.250 3.750 ------ ------ 3.250 3.500
APR 4.245 3.746 ------ ------ 3.266 3.494
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.500 ------ 4.375
APR 4.287 3.582 4.190 3.619 ------ 4.422
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.500 ------ ------
>$417K 4.625 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.625 4.250 3.625 ------ ------
>$417K 4.750 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.125 3.750 3.000 3.125 3.375
APR 3.985 3.222 3.758 3.068 3.168 3.424
 
>$417K 4.250 3.750 ------ ------ 3.250 3.500
APR 4.250 3.750 ------ ------ 3.270 3.498
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.500 ------ 4.375
APR 4.296 3.598 4.192 3.642 ------ 4.435

 

 

Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    -     -     - except for 7/1 ARM which is     -     -     - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款
，需要收point才能做。

奇虎贷款NMLS ID: 1169300

 

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