【今日房贷利率】2017年9月19日星期二（CA、FL、GA、MD、TX、VA、WA）

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SUMMARY：今天（09月19日 星期二)开盘时的房贷利率价格和上个工作日相比稍微持平.


注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound 
account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.625 3.000 3.250 3.500
>$424K 3.990 3.250 3.875 ------ 3.625 3.750
Jumbo 3.875 3.625 4.250 ------ 3.375 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.125 3.750 3.875
>$424K 4.375 3.750 4.250 ------ 3.625 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.500 2.875 3.000 3.250
APR 3.680 2.973 3.549 2.965 3.043 3.294
 
>$424K 3.800 3.125 3.750 ------ 3.375 3.500
APR 3.846 3.194 3.811 ------ 3.410 3.534
 
Jumbo 3.750 3.375 4.125 ------ 3.250 3.250
APR 3.776 3.422 4.151 ------ 3.270 3.283
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 3.875 3.375 3.500 3.625
APR 4.140 3.474 3.939 3.519 3.537 3.662
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.625 3.000 3.250 3.500
>$424K 4.000 3.625 4.250 ------ 3.625 3.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.125 3.625 3.750
>$424K 4.000 3.750 4.250 ------ 3.625 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.500 2.875 3.000 3.250
APR 3.652 2.923 3.499 2.892 3.016 3.266
 
>$424K 3.750 3.500 4.125 ------ 3.250 3.375
APR 3.769 3.486 4.117 ------ 3.266 3.376
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 3.875 3.375 3.500 3.625
APR 4.111 3.423 3.899 3.445 3.509 3.634
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 3.125 3.750 3.750
>$424K 4.125 3.875 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.950 3.250 3.750 3.250 3.875 3.875
>$424K 4.125 3.875 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.500 2.875 3.000 3.250
APR 3.646 2.929 3.505 2.902 3.020 3.270
 
>$424K 3.750 3.500 4.125 ------ 3.250 3.375
APR 3.771 3.491 4.121 ------ 3.269 3.378
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 3.500 3.625
APR 4.031 3.430 3.904 3.455 3.512 3.637
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.125 4.125 3.990
>$424K 4.125 3.875 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 3.875 3.625 ------ 4.375
>$424K 4.125 4.000 4.375 ------ 3.875 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.500 2.750 3.000 3.250
APR 3.650 2.937 3.521 2.893 3.044 3.295
 
>$424K 3.875 3.500 4.125 ------ 3.250 3.375
APR 3.856 3.487 4.122 ------ 3.267 3.376
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 3.500 3.625
APR 4.036 3.438 3.911 3.467 3.557 3.683
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 ------ 4.375
>$424K 4.250 4.125 4.750 ------ 4.375 4.250
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 4.000 3.500 ------ ------
>$424K 4.375 4.375 4.750 ------ 4.375 4.250
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.500 2.875 3.000 3.250
APR 3.659 2.953 3.533 2.936 3.043 3.293
 
>$424K 3.875 3.500 4.125 ------ 3.250 3.375
APR 3.858 3.492 4.122 ------ 3.270 3.379
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 3.500 3.625
APR 4.045 3.454 3.923 3.490 3.558 3.683
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 4.250 4.125
>$424K 4.125 3.875 4.500 ------ 3.875 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 ------ 4.500
>$424K 4.250 4.000 4.500 ------ 3.875 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.500 2.875 3.000 3.250
APR 3.673 2.978 3.553 2.973 3.056 3.307
 
>$424K 3.750 3.500 4.125 ------ 3.250 3.375
APR 3.778 3.502 4.130 ------ 3.275 3.385
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.500 3.375 3.500 3.625
APR 4.060 3.480 3.594 3.527 3.572 3.698
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.125 3.625 3.000 3.250 3.500
>$424K 4.000 3.625 4.250 ------ 3.625 3.625
Jumbo 3.875 3.500 4.250 ------ 3.375 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.625 3.125 3.625 3.750
>$424K 4.000 3.750 4.250 ------ 3.625 3.750
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.500 2.875 3.000 3.250
APR 3.651 2.922 3.504 2.891 3.016 3.266
 
>$424K 3.750 3.500 4.125 ------ 3.250 3.375
APR 3.768 3.485 4.117 ------ 3.266 3.375
 
Jumbo 3.750 3.375 4.125 ------ 3.250 3.250
APR 3.746 3.370 4.109 ------ 3.241 3.254
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 3.875 3.375 3.500 3.625
APR 4.132 3.422 3.900 3.444 3.508 3.633

Please note that the rates are subject to mid-day changes. This is 
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):  
    -     -     - except for 7/1 ARM which is     -     -     - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the 
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = 
Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款
，需要收point才能做。

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