【今日房贷利率】2017年9月21日星期四（CA、FL、GA、MD、TX、VA、WA）

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SUMMARY：今天（09月21日 星期四)开盘时的房贷利率价格和上个工作日相比稍微持平.


注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound 
account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 3.000 3.250 3.500
>$424K 4.000 3.250 3.875 3.250 3.625 3.625
Jumbo 4.000 3.625 4.250 ------ 3.500 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.950 3.250 3.750 3.250 3.750 3.875
>$424K 4.125 3.750 4.250 ------ 3.625 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.000 3.500 2.875 3.000 3.250
APR 3.765 3.044 3.575 2.991 3.043 3.294
 
>$424K 3.875 3.125 3.750 3.250 3.375 3.500
APR 3.908 3.205 3.785 3.197 3.411 3.521
 
Jumbo 3.875 3.500 4.125 ------ 3.250 3.375
APR 3.877 3.569 4.151 ------ 3.289 3.407
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 3.500 3.625
APR 4.150 3.563 3.953 3.591 3.537 3.662
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 3.000 3.250 3.500
>$424K 4.125 3.750 4.250 ------ 3.500 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.950 3.250 3.750 3.250 3.625 3.750
>$424K 4.125 3.750 4.250 ------ 3.625 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 2.990 3.500 2.875 3.000 3.250
APR 3.736 3.045 3.515 2.918 3.016 3.266
 
>$424K 3.875 3.500 4.125 ------ 3.250 3.375
APR 3.853 3.533 4.117 ------ 3.266 3.383
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 3.500 3.625
APR 4.121 3.512 3.913 3.517 3.509 3.634
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.125 3.625 3.750
>$424K 4.125 3.875 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 3.875 3.875
>$424K 4.500 4.125 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 2.990 3.500 2.875 3.000 3.250
APR 3.730 3.051 3.520 2.928 3.020 3.270
 
>$424K 3.875 3.500 4.125 ------ 3.250 3.375
APR 3.855 3.538 4.121 ------ 3.268 3.386
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 3.500 3.625
APR 4.115 3.519 3.918 3.527 3.512 3.637
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.750 4.000
>$424K 4.500 4.125 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 3.950 3.625 ------ 4.500
>$424K 4.625 4.125 4.375 ------ 3.875 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.500 2.875 3.000 3.250
APR 3.671 2.955 3.549 2.940 3.044 3.295
 
>$424K 4.000 3.625 4.125 ------ 3.250 3.375
APR 3.977 3.620 4.122 ------ 3.265 3.382
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 3.500 3.625
APR 4.047 3.457 3.925 3.493 3.557 3.683
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 ------ 4.500
>$424K 5.000 4.375 4.750 ------ 4.375 4.250
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.625 4.000 3.625 ------ ------
>$424K 5.000 4.375 4.750 ------ 4.375 4.250
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.500 2.875 3.000 3.250
APR 3.679 2.971 3.555 2.962 3.043 3.293
 
>$424K 4.000 3.625 4.125 ------ 3.250 3.375
APR 3.981 3.629 4.122 ------ 3.269 3.386
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 3.875 3.375 3.500 3.625
APR 4.056 3.472 3.937 3.516 3.558 3.683
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.250 3.750 3.250 3.875 4.125
>$424K 4.250 3.875 4.500 ------ 3.875 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 4.250 4.500
>$424K 4.625 4.125 4.500 ------ 3.875 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 2.875 3.500 2.875 3.000 3.250
APR 3.694 2.996 3.575 2.999 3.056 3.307
 
>$424K 3.875 3.500 4.125 ------ 3.250 3.375
APR 3.862 3.549 4.130 ------ 3.275 3.392
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.000 3.375 4.000 3.375 3.500 3.625
APR 4.070 3.498 4.045 3.553 3.572 3.698
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.625 3.000 3.250 3.500
>$424K 4.125 3.750 4.250 ------ 3.500 3.500
Jumbo 4.000 3.625 4.250 ------ 3.375 3.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.250 3.750 3.250 3.625 3.750
>$424K 4.125 3.750 4.250 ------ 3.625 3.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 2.990 3.500 2.875 3.000 3.250
APR 3.743 3.044 3.508 2.917 3.016 3.266
 
>$424K 3.875 3.500 4.125 ------ 3.250 3.375
APR 3.852 3.533 4.117 ------ 3.266 3.383
 
Jumbo 3.875 3.500 4.125 ------ 3.250 3.250
APR 3.848 3.516 4.109 ------ 3.241 3.263
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.500 3.875 3.500 4.250 3.625
APR 4.141 3.511 3.912 3.516 4.268 3.633

Please note that the rates are subject to mid-day changes. This is 
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):  
    -     -     - except for 7/1 ARM which is     -     -     - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the 
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = 
Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款
，需要收point才能做。

奇虎贷款NMLS ID: 1169300

 

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