【今日房贷利率】2018年2月12日星期一（CA、FL、GA、MD、TX、VA、WA)

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SUMMARY：今天（2月12日星期一)开盘时的房贷利率价格和上个工作日相比基本持平。

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.250 3.875 4.375 4.250
>$453K 4.550 4.000 4.550 ------ 4.250 4.500
Jumbo 4.500 4.500 4.875 ------ 4.250 4.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.375 4.000 4.375 4.625
>$453K 5.000 4.625 4.875 ------ 4.250 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.125 3.750 3.875 4.000
APR 4.297 3.795 4.175 3.815 3.921 4.046
 
>$453K 4.375 4.000 4.375 ------ 4.125 4.375
APR 4.423 4.010 4.442 ------ 4.153 4.404
 
Jumbo 4.375 4.250 4.750 ------ 4.000 4.000
APR 4.388 4.291 4.777 ------ 4.033 4.033
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.250 4.500 4.250 4.125 4.375
APR 4.776 4.351 4.550 4.396 4.163 4.414
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.250 3.875 4.250 4.250
>$453K 4.500 4.500 4.875 ------ 4.250 4.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.375 4.000 4.250 4.500
>$453K 5.000 4.500 4.875 ------ 4.250 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.125 3.750 3.875 4.000
APR 4.267 3.744 4.134 3.741 3.892 4.017
 
>$453K 4.375 4.250 4.750 ------ 4.000 4.000
APR 4.363 4.247 4.742 ------ 4.009 4.009
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.250 4.500 4.250 4.125 4.375
APR 4.746 4.299 4.510 4.321 4.134 4.384
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.250 4.000 4.500 4.625
>$453K 4.750 4.750 5.000 ------ 4.375 4.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.375 4.125 4.500 4.625
>$453K 5.125 4.750 5.000 ------ 4.375 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.125 3.750 3.875 4.000
APR 4.261 3.750 4.140 3.751 3.896 4.021
 
>$453K 4.375 4.250 4.750 ------ 4.000 4.000
APR 4.365 4.252 4.746 ------ 4.011 4.011
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.250 4.500 4.250 4.125 4.375
APR 4.739 4.306 4.515 4.331 4.138 4.388
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.375 4.000 ------ 5.375
>$453K 5.125 4.750 5.000 ------ 4.375 4.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 5.125 4.625 ------ ------ 5.375
>$453K 5.125 4.750 5.000 ------ 4.500 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.125 3.625 3.875 4.000
APR 4.266 3.707 4.146 3.744 3.921 4.047
 
>$453K 4.875 4.375 4.750 ------ 4.125 4.375
APR 4.872 4.408 4.747 ------ 4.128 4.378
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.500 4.125 4.125 4.375
APR 4.673 4.227 4.522 4.272 4.184 4.435
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.500 4.125 ------ ------
>$453K 5.500 5.000 5.375 ------ 5.000 5.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 ------ 4.625 ------ ------ ------
>$453K 5.500 5.000 5.375 ------ 5.000 5.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.125 3.625 3.875 4.000
APR 4.275 3.723 4.159 3.767 3.920 4.045
 
>$453K 4.875 4.375 4.750 ------ 4.125 4.375
APR 4.873 4.409 4.747 ------ 4.128 4.378
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.250 4.500 4.250 4.125 4.375
APR 4.683 4.331 4.534 4.367 4.185 4.436
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.375 4.000 ------ 5.375
>$453K 4.875 4.750 5.125 ------ 4.500 4.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.250 4.500 4.250 ------ 5.375
>$453K 5.250 4.750 5.125 ------ 4.500 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.625 4.125 3.625 3.875 4.000
APR 4.289 3.749 4.179 3.804 3.934 4.060
 
>$453K 4.375 4.250 4.750 ------ 4.000 4.000
APR 4.372 4.263 4.755 ------ 4.018 4.018
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.250 4.500 4.250 4.125 4.375
APR 4.698 4.357 4.555 4.404 4.200 4.451
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.250 3.875 4.250 4.250
>$453K 4.500 4.500 4.875 ------ 4.250 4.500
Jumbo 4.500 4.500 4.875 ------ 4.250 4.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.375 4.000 4.250 4.500
>$453K 5.000 4.500 4.875 ------ 4.250 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.125 3.750 3.875 4.000
APR 4.265 3.743 4.134 3.739 3.891 4.017
 
>$453K 4.375 4.250 4.750 ------ 4.000 4.000
APR 4.362 4.246 4.742 ------ 4.008 4.008
 
Jumbo 4.375 4.250 4.750 ------ 4.000 4.000
APR 4.357 4.237 4.734 ------ 4.003 4.003
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.250 4.500 4.250 4.125 4.375
APR 4.760 4.298 4.509 4.320 4.133 4.384
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300
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