【今日房贷利率】2018年2月15日星期四（CA、FL、GA、MD、TX、VA、WA)

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SUMMARY：今天（2月15日星期四)开盘时的房贷利率价格和上个工作日相比基本持平。

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 3.875 4.250 3.875 ------ ------
>$453K 4.750 4.125 ------ ------ ------ ------
Jumbo 4.625 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.000 4.375 4.000 ------ ------
>$453K 5.000 4.625 4.875 ------ 4.250 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.750 4.125 3.750 4.000 4.125
APR 4.401 3.813 4.204 3.841 4.036 4.171
 
>$453K 4.625 4.000 ------ ------ ------ ------
APR 4.642 4.047 ------ ------ ------ ------
 
Jumbo 4.375 4.250 ------ ------ 4.000 4.125
APR 4.420 4.328 ------ ------ 4.044 4.148
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 ------ 4.625 ------ ------ ------
APR 4.809 ------ 4.646 ------ ------ ------
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 3.875 4.250 3.875 ------ ------
>$453K 4.625 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.000 4.375 4.000 ------ ------
>$453K 5.000 4.500 4.875 ------ 4.250 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.750 4.125 3.750 4.000 4.125
APR 4.371 3.762 4.163 3.767 4.007 4.142
 
>$453K 4.375 4.250 ------ ------ 4.000 4.125
APR 4.394 4.284 ------ ------ 4.019 4.123
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 ------ 4.625 ------ ------ ------
APR 4.779 ------ 4.605 ------ ------ ------
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.375 4.000 ------ ------
>$453K 5.125 4.750 5.000 ------ 4.375 4.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.500 4.125 ------ ------
>$453K 5.125 4.750 5.000 ------ 4.375 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.125 3.750 4.000 4.125
APR 4.282 3.769 4.169 3.777 4.011 4.146
 
>$453K 4.375 4.250 ------ ------ 4.000 4.125
APR 4.397 4.289 ------ ------ 4.022 4.126
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 ------ 4.625 ------ ------ ------
APR 4.772 ------ 4.611 ------ ------ ------
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.000 4.375 4.000 ------ ------
>$453K 5.125 4.750 5.000 ------ 4.375 4.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 5.125 4.625 ------ ------ 5.375
>$453K 5.125 4.750 5.000 ------ 4.500 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.125 3.750 4.000 4.125
APR 4.287 3.777 4.175 3.789 4.036 4.172
 
>$453K 4.875 4.375 4.750 ------ 4.125 4.375
APR 4.872 4.408 4.747 ------ 4.128 4.378
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.250 4.500 4.250 ------ ------
APR 4.777 4.334 4.566 4.370 ------ ------
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.250 4.500 4.250 ------ ------
>$453K 5.500 5.000 5.375 ------ 5.000 5.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.875 ------ 4.625 ------ ------ ------
>$453K 5.500 5.000 5.375 ------ 5.000 5.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.125 3.750 4.000 4.125
APR 4.296 3.793 4.188 3.812 4.035 4.170
 
>$453K 4.875 4.375 4.750 ------ 4.125 4.375
APR 4.873 4.409 4.747 ------ 4.128 4.378
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.250 4.500 ------ ------ ------
APR 4.786 4.350 4.579 ------ ------ ------
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.500 4.125 ------ ------
>$453K 5.250 4.750 5.125 ------ 4.500 4.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 ------ 4.625 ------ ------ ------
>$453K 5.250 4.750 5.125 ------ 4.500 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.125 3.750 4.000 4.125
APR 4.311 3.819 4.208 3.849 4.049 4.185
 
>$453K 4.375 4.250 ------ ------ 4.000 4.125
APR 4.404 4.300 ------ ------ 4.028 4.132
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.250 4.500 4.250 ------ ------
APR 4.802 4.376 4.599 4.431 ------ ------
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 3.875 4.250 3.875 ------ ------
>$453K 4.625 ------ ------ ------ ------ ------
Jumbo 4.625 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.000 4.375 4.000 ------ ------
>$453K 5.000 4.500 4.875 ------ 4.250 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.750 4.125 3.750 4.000 4.125
APR 4.371 3.761 4.163 3.766 4.006 4.142
 
>$453K 4.375 4.250 ------ ------ 4.000 4.125
APR 4.394 4.283 ------ ------ 4.019 4.123
 
Jumbo 4.375 4.250 ------ ------ 4.000 4.125
APR 4.389 4.275 ------ ------ 4.014 4.118
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 ------ 4.625 ------ ------ ------
APR 4.778 ------ 4.604 ------ ------ ------
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300
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