SUMMARY:今天(2月20日星期二)开盘时的房贷利率价格和上个工作日相比基本持平。
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound account的利率。 |
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.375 |
3.875 |
4.250 |
3.875 |
------ |
------ |
>$453K |
4.625 |
4.125 |
------ |
------ |
------ |
------ |
Jumbo |
4.625 |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
4.000 |
4.375 |
4.000 |
------ |
------ |
>$453K |
5.125 |
4.750 |
4.875 |
------ |
4.375 |
4.500 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.250 |
3.750 |
4.125 |
3.750 |
3.875 |
4.000 |
APR |
4.307 |
3.813 |
4.189 |
3.841 |
3.931 |
4.057 |
|
>$453K |
4.500 |
4.000 |
------ |
------ |
------ |
------ |
APR |
4.549 |
4.029 |
------ |
------ |
------ |
------ |
|
Jumbo |
4.375 |
4.250 |
------ |
------ |
4.000 |
4.000 |
APR |
4.409 |
4.310 |
------ |
------ |
4.044 |
4.044 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
4.250 |
4.500 |
4.250 |
------ |
------ |
APR |
4.776 |
4.351 |
4.565 |
4.396 |
------ |
------ |
|
******************************* MARYLAND *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.375 |
3.875 |
4.250 |
3.875 |
------ |
------ |
>$453K |
4.625 |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
4.000 |
4.375 |
4.000 |
------ |
------ |
>$453K |
5.125 |
4.625 |
4.875 |
------ |
4.375 |
4.500 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.250 |
3.750 |
4.125 |
3.750 |
3.875 |
4.000 |
APR |
4.278 |
3.762 |
4.149 |
3.767 |
3.902 |
4.028 |
|
>$453K |
4.375 |
4.250 |
------ |
------ |
4.000 |
4.000 |
APR |
4.384 |
4.265 |
------ |
------ |
4.019 |
4.019 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
4.250 |
4.500 |
4.250 |
------ |
------ |
APR |
4.746 |
4.299 |
4.524 |
4.321 |
------ |
------ |
|
******************************* VIRGINIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
4.000 |
4.250 |
4.000 |
------ |
------ |
>$453K |
4.875 |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.125 |
4.375 |
4.125 |
------ |
------ |
>$453K |
5.250 |
4.875 |
5.000 |
------ |
4.500 |
4.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.250 |
3.750 |
4.125 |
3.750 |
3.875 |
4.000 |
APR |
4.271 |
3.769 |
4.154 |
3.777 |
3.906 |
4.031 |
|
>$453K |
4.375 |
4.250 |
------ |
------ |
4.000 |
4.000 |
APR |
4.387 |
4.270 |
------ |
------ |
4.022 |
4.022 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
4.250 |
4.500 |
4.250 |
------ |
------ |
APR |
4.739 |
4.306 |
4.530 |
4.331 |
------ |
------ |
|
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
4.000 |
4.375 |
4.000 |
------ |
------ |
>$453K |
5.250 |
4.875 |
5.000 |
------ |
4.500 |
4.625 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
5.250 |
4.625 |
------ |
------ |
5.375 |
>$453K |
5.250 |
4.875 |
5.000 |
------ |
4.625 |
4.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.250 |
3.750 |
4.125 |
3.750 |
3.875 |
4.000 |
APR |
4.276 |
3.777 |
4.161 |
3.789 |
3.932 |
4.057 |
|
>$453K |
5.000 |
4.500 |
4.750 |
------ |
4.250 |
4.375 |
APR |
4.997 |
4.533 |
4.747 |
------ |
4.253 |
4.378 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.250 |
4.500 |
4.250 |
------ |
------ |
APR |
4.673 |
4.315 |
4.536 |
4.343 |
------ |
------ |
|
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.250 |
4.500 |
4.250 |
------ |
------ |
>$453K |
5.625 |
5.125 |
5.375 |
------ |
5.125 |
5.000 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
------ |
4.625 |
------ |
------ |
------ |
>$453K |
5.625 |
5.125 |
5.375 |
------ |
5.125 |
5.000 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.250 |
3.750 |
4.125 |
3.750 |
3.875 |
4.000 |
APR |
4.285 |
3.793 |
4.173 |
3.812 |
3.930 |
4.056 |
|
>$453K |
5.000 |
4.500 |
4.750 |
------ |
4.250 |
4.375 |
APR |
4.998 |
4.534 |
4.747 |
------ |
4.253 |
4.378 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.250 |
4.500 |
4.250 |
------ |
------ |
APR |
4.683 |
4.331 |
4.549 |
4.367 |
------ |
------ |
|
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.125 |
4.375 |
4.125 |
------ |
------ |
>$453K |
5.375 |
4.875 |
5.125 |
------ |
4.625 |
4.625 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
4.250 |
4.500 |
4.250 |
------ |
------ |
>$453K |
5.375 |
4.875 |
5.125 |
------ |
4.625 |
4.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.250 |
3.750 |
4.125 |
3.750 |
3.875 |
4.000 |
APR |
4.300 |
3.819 |
4.194 |
3.849 |
3.945 |
4.070 |
|
>$453K |
4.375 |
4.250 |
------ |
------ |
4.000 |
4.000 |
APR |
4.393 |
4.282 |
------ |
------ |
4.028 |
4.028 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.250 |
4.500 |
4.250 |
------ |
------ |
APR |
4.698 |
4.357 |
4.570 |
4.404 |
------ |
------ |
|
******************************* WASHINGTON *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.375 |
3.875 |
4.250 |
3.875 |
------ |
------ |
>$453K |
4.625 |
------ |
------ |
------ |
------ |
------ |
Jumbo |
4.625 |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
4.000 |
4.375 |
4.000 |
------ |
------ |
>$453K |
5.125 |
4.625 |
4.875 |
------ |
4.375 |
4.500 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.250 |
3.750 |
4.125 |
3.750 |
3.875 |
4.000 |
APR |
4.277 |
3.761 |
4.148 |
3.766 |
3.902 |
4.027 |
|
>$453K |
4.375 |
4.250 |
------ |
------ |
4.000 |
4.000 |
APR |
4.383 |
4.265 |
------ |
------ |
4.019 |
4.019 |
|
Jumbo |
4.375 |
4.250 |
------ |
------ |
4.000 |
4.000 |
APR |
4.378 |
4.256 |
------ |
------ |
4.014 |
4.014 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
4.250 |
4.500 |
4.250 |
------ |
------ |
APR |
4.746 |
4.298 |
4.523 |
4.320 |
------ |
------ |
|
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
-
-
-
-
-
-
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)
For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
For scenarios outside the above assumptions, please contact local loan officers for case inquiry.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款,需要收point才能做。
奇虎贷款NMLS ID: 1169300 |