SUMMARY:今天(2月23日星期五)开盘时的房贷利率价格和上个工作日相比基本持平。
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound account的利率。 |
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
3.875 |
4.250 |
3.875 |
------ |
------ |
>$453K |
4.625 |
4.125 |
------ |
------ |
------ |
------ |
Jumbo |
4.625 |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.000 |
4.375 |
4.000 |
------ |
------ |
>$453K |
5.125 |
4.750 |
4.875 |
------ |
4.375 |
4.500 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.375 |
3.750 |
4.125 |
3.750 |
4.000 |
4.125 |
APR |
4.390 |
3.832 |
4.189 |
3.868 |
4.046 |
4.182 |
|
>$453K |
4.625 |
4.000 |
------ |
------ |
------ |
------ |
APR |
4.631 |
4.047 |
------ |
------ |
------ |
------ |
|
Jumbo |
4.375 |
4.375 |
------ |
------ |
4.125 |
4.125 |
APR |
4.420 |
4.416 |
------ |
------ |
4.158 |
4.158 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
------ |
4.500 |
------ |
------ |
------ |
APR |
4.787 |
------ |
4.580 |
------ |
------ |
------ |
|
******************************* MARYLAND *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
3.875 |
4.250 |
3.875 |
------ |
------ |
>$453K |
4.625 |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.000 |
4.375 |
4.000 |
------ |
------ |
>$453K |
5.125 |
4.625 |
4.875 |
------ |
4.375 |
4.500 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.375 |
3.750 |
4.125 |
3.750 |
4.000 |
4.125 |
APR |
4.361 |
3.780 |
4.149 |
3.794 |
4.017 |
4.153 |
|
>$453K |
4.375 |
4.375 |
------ |
------ |
4.125 |
4.125 |
APR |
4.394 |
4.372 |
------ |
------ |
4.134 |
4.134 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
------ |
4.500 |
------ |
------ |
------ |
APR |
4.757 |
------ |
4.539 |
------ |
------ |
------ |
|
******************************* VIRGINIA *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
4.000 |
4.375 |
4.000 |
------ |
------ |
>$453K |
5.250 |
4.875 |
5.000 |
------ |
4.500 |
4.625 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.125 |
4.500 |
4.125 |
------ |
------ |
>$453K |
5.250 |
4.875 |
5.000 |
------ |
4.500 |
4.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.250 |
3.750 |
4.125 |
3.750 |
4.000 |
4.125 |
APR |
4.282 |
3.787 |
4.154 |
3.804 |
4.021 |
4.157 |
|
>$453K |
4.375 |
4.375 |
------ |
------ |
4.125 |
4.125 |
APR |
4.397 |
4.377 |
------ |
------ |
4.136 |
4.136 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
------ |
4.500 |
------ |
------ |
------ |
APR |
4.750 |
------ |
4.544 |
------ |
------ |
------ |
|
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
4.000 |
4.375 |
4.000 |
------ |
------ |
>$453K |
5.250 |
4.875 |
5.000 |
------ |
4.500 |
4.625 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.950 |
------ |
------ |
------ |
------ |
------ |
>$453K |
5.250 |
4.875 |
5.000 |
------ |
4.625 |
4.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.250 |
3.750 |
4.125 |
3.750 |
4.000 |
4.125 |
APR |
4.287 |
3.796 |
4.161 |
3.816 |
4.047 |
4.182 |
|
>$453K |
5.000 |
4.500 |
4.750 |
------ |
4.250 |
4.375 |
APR |
4.997 |
4.533 |
4.747 |
------ |
4.253 |
4.378 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.250 |
4.500 |
4.250 |
------ |
------ |
APR |
4.684 |
4.334 |
4.551 |
4.370 |
------ |
------ |
|
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.250 |
4.500 |
4.250 |
------ |
------ |
>$453K |
5.625 |
5.125 |
5.375 |
------ |
5.125 |
5.000 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
------ |
4.625 |
------ |
------ |
------ |
>$453K |
5.625 |
5.125 |
5.375 |
------ |
5.125 |
5.000 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.250 |
3.750 |
4.125 |
3.750 |
4.000 |
4.125 |
APR |
4.296 |
3.811 |
4.173 |
3.839 |
4.045 |
4.181 |
|
>$453K |
5.000 |
4.500 |
4.750 |
------ |
4.250 |
4.375 |
APR |
4.998 |
4.534 |
4.747 |
------ |
4.253 |
4.378 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
4.250 |
4.500 |
4.250 |
------ |
------ |
APR |
4.765 |
4.350 |
4.564 |
4.394 |
------ |
------ |
|
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.125 |
4.375 |
4.125 |
------ |
------ |
>$453K |
5.375 |
4.875 |
5.125 |
------ |
4.625 |
4.625 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
------ |
4.500 |
------ |
------ |
------ |
>$453K |
5.375 |
4.875 |
5.125 |
------ |
4.625 |
4.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.250 |
3.750 |
4.125 |
3.750 |
4.000 |
4.125 |
APR |
4.311 |
3.837 |
4.194 |
3.876 |
4.060 |
4.196 |
|
>$453K |
4.375 |
4.375 |
------ |
------ |
4.125 |
4.125 |
APR |
4.404 |
4.388 |
------ |
------ |
4.143 |
4.143 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
4.250 |
4.500 |
4.250 |
------ |
------ |
APR |
4.780 |
4.376 |
4.585 |
4.431 |
------ |
------ |
|
******************************* WASHINGTON *******************************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.500 |
3.875 |
4.250 |
3.875 |
------ |
------ |
>$453K |
4.625 |
------ |
------ |
------ |
------ |
------ |
Jumbo |
4.625 |
------ |
------ |
------ |
------ |
------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.625 |
4.000 |
4.375 |
4.000 |
------ |
------ |
>$453K |
5.125 |
4.625 |
4.875 |
------ |
4.375 |
4.500 |
|
PRIMARY RESIDENCE - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.375 |
3.750 |
4.125 |
3.750 |
4.000 |
4.125 |
APR |
4.360 |
3.779 |
4.148 |
3.792 |
4.017 |
4.152 |
|
>$453K |
4.375 |
4.375 |
------ |
------ |
4.125 |
------ |
APR |
4.394 |
4.371 |
------ |
------ |
4.133 |
------ |
|
Jumbo |
4.375 |
4.375 |
------ |
------ |
4.125 |
4.125 |
APR |
4.389 |
4.362 |
------ |
------ |
4.128 |
4.128 |
|
INVESTMENT PROPERTY - PURCHASE: |
|
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| 4.750 |
------ |
4.500 |
------ |
------ |
------ |
APR |
4.756 |
------ |
4.538 |
------ |
------ |
------ |
|
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
-
-
-
-
-
-
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)
For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
For scenarios outside the above assumptions, please contact local loan officers for case inquiry.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款,需要收point才能做。
奇虎贷款NMLS ID: 1169300 |