奇虎贷款利率-CA, TX, MD, VA,FL, GA, WA- 7月10日 星期二

奇虎贷款

奇虎贷款
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SUMMARY：今天（7月10日星期二）开盘时的房贷利率价格和上个工作日相比基本持平。

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。
******************************* CALIFORNIA *******************************

(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.500 4.125 ------ ------
>$453K 4.750 4.250 ------ ------ 4.250 ------
Jumbo 5.000 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.375 4.625 4.375 ------ ------
>$453K 5.250 ------ 5.250 ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.375 4.000 4.000 4.250
APR 4.530 4.071 4.402 4.102 4.050 4.269
 
>$453K 4.625 4.125 ------ ------ 4.000 ------
APR 4.657 4.180 ------ ------ 4.041 ------
 
Jumbo 4.750 4.750 ------ ------ 4.250 4.375
APR 4.789 4.799 ------ ------ 4.288 4.392
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
5.000 ------ 4.875 ------ ------ ------
APR 5.031 ------ 4.917 ------ ------ ------
 
******************************* MARYLAND *******************************


(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.500 4.125 4.250 4.375
>$453K 5.000 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.375 4.625 4.375 ------ ------
>$453K 5.125 4.625 4.875 ------ 4.375 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.375 4.000 4.000 4.250
APR 4.501 4.019 4.361 4.028 4.021 4.240
 
>$453K 4.750 4.750 ------ ------ 4.250 4.375
APR 4.763 4.754 ------ ------ 4.263 4.367
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
5.000 ------ 4.875 ------ ------ ------
APR 5.001 ------ 4.876 ------ ------ ------
 
******************************* VIRGINIA *******************************

(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.250 4.500 4.250 ------ ------
>$453K 5.125 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.500 4.625 4.500 ------ ------
>$453K 5.250 4.875 5.000 ------ 4.500 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.375 4.000 4.000 4.250
APR 4.494 4.026 4.367 4.038 4.025 4.244
 
>$453K 4.750 4.750 ------ ------ 4.250 4.375
APR 4.766 4.759 ------ ------ 4.266 4.370
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
5.000 ------ 4.875 ------ ------ ------
APR 4.994 ------ 4.881 ------ ------ ------
 
******************************* TEXAS *******************************

(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.375 4.625 4.375 ------ ------
>$453K 5.250 4.875 5.000 ------ 4.500 4.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
5.125 4.875 ------ ------ ------ ------
>$453K 5.250 4.875 5.000 ------ 4.625 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.875 4.250 3.875 4.000 4.250
APR 4.427 3.947 4.321 3.978 4.051 4.270
 
>$453K 5.000 4.500 4.750 ------ 4.250 4.375
APR 4.997 4.533 4.747 ------ 4.253 4.378
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.875 ------ 4.750 ------ ------ ------
APR 4.917 ------ 4.822 ------ ------ ------
 
******************************* FLORIDA *******************************

(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.875 ------ 4.750 ------ ------ ------
>$453K 5.625 5.125 5.375 ------ 5.125 5.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
5.000 ------ 5.000 ------ ------ ------
>$453K 5.625 5.125 5.375 ------ 5.125 5.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 3.875 4.375 3.875 4.000 4.250
APR 4.508 3.963 4.386 4.001 4.049 4.268
 
>$453K 5.000 4.500 4.750 ------ 4.250 4.375
APR 4.998 4.534 4.747 ------ 4.253 4.378
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.875 ------ 4.875 ------ ------ ------
APR 4.927 ------ 4.901 ------ ------ ------
 
******************************* GEORGIA *******************************

(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.375 4.625 4.375 ------ ------
>$453K 5.250 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.875 ------ 4.875 ------ ------ ------
>$453K 5.375 4.875 5.125 ------ 4.625 4.625
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 3.875 4.375 3.875 4.000 4.250
APR 4.523 3.989 4.406 4.039 4.064 4.283
 
>$453K 4.750 4.750 ------ ------ 4.250 4.375
APR 4.773 4.771 ------ ------ 4.272 4.376
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.875 ------ 4.875 ------ ------ ------
APR 4.942 ------ 4.922 ------ ------ ------
 
******************************* WASHINGTON *******************************


(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.625 4.125 4.500 4.125 4.250 4.375
>$453K 5.000 ------ ------ ------ ------ ------
Jumbo 5.000 ------ ------ ------ 4.500 ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.750 4.375 4.625 4.375 ------ ------
>$453K 5.125 4.625 4.875 ------ 4.375 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.500 4.000 4.375 4.000 4.000 4.250
APR 4.500 4.018 4.360 4.027 4.021 4.240
 
>$453K 4.750 4.750 ------ ------ 4.250 4.375
APR 4.763 4.754 ------ ------ 4.263 4.367
 
Jumbo 4.750 4.750 ------ ------ 4.250 4.375
APR 4.758 4.745 ------ ------ 4.258 4.361
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
5.000 ------ 4.875 ------ ------ ------
APR 5.000 ------ 4.875 ------ ------ ------
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;

2. Loan-To-Value (LTV):

- - - - - - 3. Primary Residence (except specified);


4. Single Family Residence;

5. Credit score>=740;

6. With Impound/Escrow Account;

7. 30-day lock;

8. US Citizen or Permanent Resident (Sorry, this is a requirement by the lender from which the above rates are based)


For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300


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