奇虎贷款利率 - CA, FL, GA, IL, MD, TX, VA, WA - 1月30日星期四

奇虎贷款

奇虎贷款
没有最低，只有更低！
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SUMMARY：没有最低，只有更低！今天（1月30日星期四）美国CDC宣布确诊美国第一例人传人感染新型冠状病毒的病人，该病人没有去过中国，但接触过感染新冠病毒的人。受此消息影响，美国股市下跌，美10年期国债的收益率大跌，带动房贷利率跟着下跌！但短期房贷利率如15年固定等利率则没有太大的波动。目前零费用重新贷款50万的利率，30年固定降至3.375%，15年固定仍维持在3.00%。购房贷款50万左右，30年固定的利率仍为3.5%，15年固定仍为2.75%，5/1 ARM仍为2.5%。

奇虎贷款利率查询电话：888-800-4151 或 949-529-0113。电邮：apply@tigerloans.com。官网网址：www.tigerloans.com

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $500K, High-Balance Loan $650K, Jumbo Loan $1M. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.375 3.000 3.375 3.000 3.250 3.250
>$484K 3.625 3.125 ------ ------ 3.500 ------
Jumbo 4.000 3.875 ------ ------ 4.250 ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.125 3.500 3.125 3.375 3.500
>$484K 4.000 3.750 ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.250 3.000 3.250 2.875 2.875 3.125
APR 3.305 2.944 3.305 3.003 2.923 3.163
 
>$484K 3.375 3.000 ------ ------ 3.375 ------
APR 3.397 3.058 ------ ------ 3.397 ------
 
Jumbo 3.750 3.750 ------ ------ 3.875 4.125
APR 3.879 3.762 ------ ------ 3.912 4.163
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.500 3.750 3.375 ------ ------
APR 3.894 3.571 3.806 3.504 ------ ------
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $450K, High-Balance Loan $650K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.375 3.000 3.375 3.000 3.125 3.250
>$484K 4.000 3.875 ------ ------ 4.250 ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.125 3.500 3.000 3.375 3.500
>$484K 4.750 4.125 ------ ------ 4.375 ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.375 3.000 3.250 2.875 2.875 3.125
APR 3.348 2.897 3.267 2.934 2.897 3.137
 
>$484K 3.750 3.750 ------ ------ 3.875 4.125
APR 3.725 3.723 ------ ------ 3.891 4.141
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.500 3.750 3.375 ------ ------
APR 3.867 3.523 3.768 3.434 ------ ------
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $450K, High-Balance Loan $650K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.500 3.000 3.375 3.000 3.250 3.375
>$484K 4.125 4.125 ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.250 3.625 3.250 ------ ------
>$484K 4.875 4.375 ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.250 3.000 3.250 2.875 2.875 3.125
APR 3.275 2.903 3.272 2.942 2.900 3.140
 
>$484K 3.750 3.750 ------ ------ 3.875 4.125
APR 3.727 3.727 ------ ------ 3.893 4.143
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.500 3.750 3.375 ------ ------
APR 3.776 3.528 3.772 3.442 ------ ------
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.500 3.125 3.500 3.125 ------ ------
>$484K 3.500 3.125 ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.250 4.125 3.750 ------ ------
>$484K 3.750 3.250 ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.250 2.875 3.250 2.875 2.875 3.125
APR 3.285 2.955 3.285 2.966 2.928 3.169
 
>$484K 3. 3.875 ------ ------ 3.875 4.250
APR 4.145 3.846 ------ ------ 3.890 4.260
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.375 3.625 3.250 ------ ------
APR 3.681 3.457 3.689 3.395 ------ ------
 
******************************* ILLINOIS *******************************
(Based on Conforming Loan $450K, Jumbo Loan $562K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.375 3.000 3.375 3.000 3.125 3.250
>$484K 3.875 3.875 ------ ------ 4.250 ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
------ ------ ------ ------ ------ ------
>$484K ------ ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.250 3.000 3.250 2.875 2.875 3.125
APR 3.268 2.889 3.261 2.921 2.892 3.133
 
>$484K 3.750 3.750 ------ ------ 4.000 ------
APR 3.732 3.736 ------ ------ 4.003 ------
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.500 3.750 3.375 ------ ------
APR 3.768 3.514 3.761 3.422 ------ ------
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.375 3.625 3.250 ------ ------
>$484K 5.125 4.500 ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.750 3.875 3.625 ------ ------
>$484K 5.250 ------ ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.250 2.875 3.250 2.875 2.875 3.125
APR 3.293 2.971 3.297 2.989 2.927 3.168
 
>$484K 4.125 3.875 ------ ------ 3.875 4.250
APR 4.148 3.851 ------ ------ 3.893 4.263
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.375 3.625 3.375 ------ ------
APR 3.794 3.472 3.701 3.490 ------ ------
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.250 3.625 3.250 ------ ------
>$484K 4.125 4.250 ------ ------ ------ ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.500 3.750 3.375 ------ ------
>$484K 5.000 4.375 ------ ------ ------ ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.250 2.875 3.250 2.875 2.875 3.125
APR 3.307 2.996 3.317 3.025 2.941 3.182
 
>$484K 3.750 3.750 ------ ------ 3.875 4.125
APR 3.737 3.744 ------ ------ 3.903 4.153
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.750 3.375 3.625 3.375 ------ ------
APR 3.809 3.498 3.721 3.527 ------ ------
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $450K, High-Balance Loan $650K, Jumbo Loan $1M. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.375 3.000 3.375 3.000 3.125 3.250
>$484K 4.000 3.875 ------ ------ 4.250 ------
Jumbo 4.000 3.875 ------ ------ 4.250 ------
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.625 3.125 3.500 3.000 3.375 3.500
>$484K 4.750 4.125 ------ ------ 4.375 ------
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.375 3.000 3.250 2.875 2.875 3.125
APR 3.347 2.896 3.267 2.932 2.896 3.137
 
             
Jumbo 3.750 3.750 ------ ------ 3.875 4.125
APR 3.719 3.713 ------ ------ 3.885 4.135
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.500 3.750 3.375 ------ ------
APR 3.867 3.522 3.767 3.433 ------ ------
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- - - - - - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident. H1B, L1, F1 OPT.

For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.

For scenarios outside the above assumptions, please contact local loan officers for case inquiry.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。

奇虎贷款NMLS ID: 1169300
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