第2 次和 FBI 打交道：
我在高档社区买了一个白玉房， 自己找建筑商买的新房。 原打算自己住。 但老妈身体不好， 要开刀动手术。 需住院很长时间。 我搬到离老妈医院近的城。 房子通过realtor租给了一个做生意的老总。Rental application: good credit, excellent income, owner of a medical device company and distributor. 合同签了2年. 他第一个月， 一下就交了半年的房租。 已后，老总每付房租交cash or cashier check. 每 6个 月 付一次。合同 expire 前，城里给我了一个letter and wanted to do house inspection.
老总主动提出要买我的房。He refused to do house inspection by City. If the home is primary home, City does not require house inspection. So, in order to avoid this city inspection, 他主动提出要买我的房. I gave him a high price. He accepted, but required me to do land contract: He agreed to give me 50% downpayment. I gave him the 3 year balloon loan for the balance with 7% interest. I asked him why he could not get a mortgage from bank. He said that he wanted to payoff immediately when he sold his primary home at California. He assumed me that he expected to sell his house within one year. It made sense for me. So, I did land contract and sold my home to him by For Sale By Owner in July. Immediately after closing, I took the whole family for a long vacation in China and came back US before school started for kids.
So, 老总 started to pay mortgage for two months. When I came back US, I noticed that I had not received the monthly mortgage payment yet for third month. 我送email 给他，没有回。 打电话， 电话已取消。
我着急开车去看我的白玉房是否安好。 开到房子前， 我傻眼了。 FBI raided my house 2 weeks ago. 大条明示， 不准任何人进， 不准动任何东西。邻居大妈告诉我 how FBI raided my house. How many policeman were there，how many cars there, and helicopter in the sky circled around. 闹得整个城和社区。 电视记者。警车， 热闹紧张。老总当场被拷。 原来他是大毒霸 drug dealer。
我马上找到2 周前的 报纸。 哇塞， 报纸报道, 同一天 FBI raided老总在downtown的办公室和我的白玉房。逮捕了他所有的员工。 搜到了很多毒品。 我的白玉房里还 搜到很多cash.
我和老公失眠了。 马上把Land Contract closing package 找出来。 糟糕， Mortgage has not recorded yet. The deed was recorded by 老总; but I did not get time to record my mortgage yet. I just came back from vacation.
大家知道， whoever record the lien first has the first right for lien. 第2 天，我和老公提前30分钟冲到了County office and recorded the mortgage. 我的心提到了极点。 问County 工作人员。 有没有人放lien or anything on my 白玉房。工作人员丢给我一给大白眼， 说 不知道。 我可以做个title search.
