Portfolio Snapshot:
- **Equities ($800K)**:
- $320K VTI (US Total Market)
- $160K VOO (SP 500)
- $80K VXUS (International)
- $80K Sector ETFs (Tech/Healthcare)
- $80K Dividend ETFs + $80K Individual Stocks
- **Bonds ($150K)**: BND (Aggregate Bond ETF)
- **Cash ($50K)**: High-yield savings or short-term Treasuries.
真的是面面俱到，还考虑到了tax efficiency.
稳健而又能成长。
