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»【今日房贷利率】CA, FL, GA, IL, MD, TX, VA, WA - 2021年7月19日星期一
SUMMARY：今天（7月19日星期一）美股市大跌，道琼指数跌幅超过700点。美10年期国债的收益率也跟着大跌，跌破1.20%至1.18%。受此影响，房贷利率又跌成狗。目前30年固定的零费用重贷利率跌至2.75%，15年固定跌至2.125%；购房贷款50万左右，30年固定的利率降至2.625%，15年固定降至2.0% with 0 point, plus closing cost。
奇虎贷款利率查询电话：949-829-3863或888-800-4151。电邮：apply@tigerloans.com。官网网址：www.tigerloans.com/apply-now。
注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound account的利率。
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.125 |
2.625 |
2.000 |
------ |
------ |
| $650K |
2.875 |
2.250 |
------ |
------ |
------ |
------ |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.875 |
2.250 |
2.750 |
2.125 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.625 |
2.000 |
2.500 |
1.875 |
------ |
------ |
| APR |
2.650 |
2.010 |
2.563 |
1.993 |
------ |
------ |
| |
| $650K |
2.750 |
2.125 |
------ |
------ |
------ |
------ |
| APR |
2.791 |
2.199 |
------ |
------ |
------ |
------ |
| |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* MARYLAND *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.125 |
2.625 |
2.000 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.875 |
2.250 |
2.750 |
2.125 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.625 |
2.000 |
2.500 |
1.875 |
------ |
------ |
| APR |
2.625 |
1.965 |
2.527 |
1.927 |
------ |
------ |
| |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* VIRGINIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.875 |
2.125 |
2.625 |
2.000 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
.3.000 |
2.250 |
2.750 |
2.125 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.625 |
2.000 |
2.500 |
1.875 |
------ |
------ |
| APR |
2.618 |
1.970 |
2.531 |
1.934 |
------ |
------ |
| |
| $650K |
2.875 |
------ |
------ |
------ |
------ |
------ |
| APR |
2.873 |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* TEXAS *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.875 |
2.250 |
2.750 |
2.125 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
------ |
------ |
------ |
------ |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.750 |
2.125 |
2.500 |
2.000 |
------ |
------ |
| APR |
2.762 |
2.163 |
2.523 |
2.117 |
------ |
------ |
| |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* ILLINOIS *******************************
(Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.125 |
2.625 |
2.000 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.875 |
2.250 |
2.750 |
2.125 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.125 |
2.625 |
2.000 |
------ |
------ |
| APR |
2.762 |
2.163 |
2.669 |
2.061 |
------ |
------ |
| |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* FLORIDA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.000 |
2.375 |
2.875 |
2.250 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
------ |
------ |
------ |
------ |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.750 |
2.125 |
2.625 |
2.000 |
------ |
------ |
| APR |
2.791 |
2.230 |
2.665 |
2.141 |
------ |
------ |
| |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* GEORGIA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.875 |
2.375 |
2.750 |
2.250 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.000 |
2.500 |
2.875 |
2.375 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.750 |
2.125 |
2.625 |
2.000 |
------ |
------ |
| APR |
2.792 |
2.191 |
2.648 |
2.165 |
------ |
------ |
| |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
******************************* WASHINGTON *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.125 |
2.625 |
2.000 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.875 |
2.250 |
2.750 |
2.125 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.625 |
2.000 |
2.500 |
1.875 |
------ |
------ |
| APR |
2.625 |
1.965 |
2.527 |
1.926 |
------ |
------ |
| |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
|
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
-
-
-
-
-
-
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident. H1B, L1, F1 OPT.
For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
For scenarios outside the above assumptions, please contact local loan officers for case inquiry.
注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。
奇虎贷款NMLS ID: 1169300 |
