要给孙辈攒钱吗?

刚才队友下班回来聊天,提到一个同事说不退休,要给孙女们挣钱,攒钱。并说,通常孙辈没有子辈有出息。这同事已经六十有七了,中等职位,年收入应该接近二十万吧。

这点上我是持完全相反的看法。首先我会尽我所能好好养孩子,她们上学的费用基本全包。老大大学医学一共六年,外加刚开始实习时的贴补。老二大学医学院一共七年,我也在努力做着,但已经讲好了,如果我退休或者收入显著减少,后边的学她自己贷款。小女儿也同意了。孩子们都很懂事的。

孩子们自立以后,我们俩要把自己放首位,钱花在自己身上。不会也没能力也没必要再操心孩子或者孩子的孩子过的好不好。

我们俩这点上的看法是高度一致的。首先我们只是工薪阶层,省下或者节衣缩食攒下的钱,经过二十几年通货膨胀的洗刷到那时可能根本不值钱了。其次如果孩子有出息,她们不会需要你那点钱的,如果孩子没出息,你留下那点钱也起不了任何作用。中产阶级,靠工资给别人打工,挣的多点手头松快点,挣的少的手头紧吧点。总体上是一类的。

如果是企业家,做生意的,钱多上不封顶,那传下去留给后代,他们可以过一辈子衣食无忧的生活,到是可以的。

我自己三十岁离开中国,一点存款都没有,两手空空的,到现在三十年靠自己,有房有车还能供两个孩子把学上完,还有足够的钱够自己后半生消费,靠谁呀,不是自己吗?

当然周围朋友能从父母那里继承一大笔钱,尤其现在很多一线城市的老人有很多钱,还有房子,如果做子女的能拿到一二百万也是很爽的事。我沒这命,什么事都要靠自己,到也踏实,。

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