不要让小钱遮住自己的双眼

My argument on re-fi:  http://web.wenxuecity.com/BBSView.php?SubID=tzlc&MsgID=238157

Haha, $0.30?   Please don’t overlook its tax impact.  What does 0.30 really mean?

Because of $0.30, you AGI may be inflated to next higher level which would phase out all the deductions and credits you were otherwise entitled to.

Because of $0.30, your AMT skyrockets.

Because of $0.30, your kid may disqualify for FAFSA at college, etc..

See my point?  这是大钱。芝麻，西瓜？ 

Any financial / investment decisions made w/out taking tax into consideration could be at stake.  Life is too precious not to protect.  No matter one likes or dislikes, tax is sure part of ones life (有人说，它是半条命！)。 It is just too important to ignore.  Because tax law made extremely complicated, well educated and careful planning is needed.

Keep in mind, nothing is certain but death and taxes。