Conforming loan (<=$417k)
Purpose of Loan 30 YR 15 YR 5/1 7/1
Purchase Loan 3.875 3.000 2.875 3.250
Refinance Loan 4.000 3.125 3.000 3.375
The rates are based on criterion below and
good for the time when they are quoted:
Loan$>=400K,FICO>=740,LTV<=60%,O/O,30-day,impound
There is no point, no fee for refinance but
there is fee for purchase loan. Some rates
require GC/Citizen.
Rate change is subject to loan amount,
impound, property type(SFH vs Condo),
financing purpose (cash out),occupancy type
( investment or second home),GC/Citizen,
LTV and other conditions.
High Balance Loan (<=625k)
Purpose of Loan 30 YR 15 YR 5/1 7/1
Purchase Loan 4.000 3.250 2.875 3.125
Refinance Loan 4.000 3.375 3.000 3.250
The rates are based on criterion below and
good for the time when they are quoted:
Loan$>=600K,FICO>=740,LTV<=60%,O/O,30-day,impound
There is no point, no fee for refinance but
there is fee for purchase loan. Some rates
require GC/Citizen.
Rate change is subject to loan amount,
impound, property type(SFH vs Condo),
financing purpose (cash out),occupancy type
( investment or second home),GC/Citizen,
LTV and other conditions.
Jumbo Loan ( Up to 2M)
Purpose of Loan 30 YR 15 YR 5/1 7/1
Purchase Loan 4.500 3.750 2.875 3.250
Refinance Loan 4.625 3.875 3.000 3.375
The rates are based on criterion below and
good for the time when they are quoted:
Loan$>=729K,FICO>=760,LTV<=60%,O/O,30-day,impound
There is no point, no fee for refinance but
there is fee for purchase loan. Some rates
require GC/Citizen.
Rate change is subject to loan amount,
impound, property type(SFH vs Condo),
financing purpose (cash out),occupancy type
( investment or second home),GC/Citizen,
LTV and other conditions.
Contact:
Jing Sun
jingsunloan@gmail.com
949.680.0818
BRE 01880010
