您的位置：
文学城
» 博客
»【今日房贷利率】CA, FL, GA, IL, MD, TX, VA, WA - 10月20日星期二
SUMMARY：今天（10月20日星期二）的房贷利率价格和昨天相比继续变差。目前加州重新贷款51万的利率，30年固定的零费用重贷利率为2.75%，15年固定暂时还能维持在2.375%；购房贷款50万左右，30年固定的利率为2.625%，15年为2.25% with 0 point, plus closing cost。
如果你想锁定一个理想的利率，你首先应尽快选定一家贷款公司开始递交房贷申请，着手准备材料，然后就耐心等待，等到利率满意的时候再下手锁定利率。现在重新贷款的人很多，各家贷款公司都在满负荷运转；同时现在利率变好通常维持的时间很短，如果你等到利率变好的当天再下手开始申请，很有可能会贻误时机。
奇虎贷款利率查询电话：949-829-3863或888-800-4151。电邮：apply@tigerloans.com。官网网址：www.tigerloans.com
******************************* CALIFORNIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.375 |
2.625 |
2.375 |
------ |
------ |
| $650K |
3.000 |
2.625 |
------ |
------ |
------ |
------ |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.875 |
2.500 |
2.875 |
2.500 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.625 |
2.250 |
2.500 |
2.250 |
------ |
------ |
| APR |
2.644 |
2.278 |
2.549 |
2.265 |
------ |
------ |
| |
| $650K |
2.875 |
2.500 |
------ |
------ |
------ |
------ |
| APR |
2.906 |
2.539 |
------ |
------ |
------ |
------ |
| |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
3.375 |
3.125 |
3.125 |
3.000 |
------ |
------ |
| APR |
3.420 |
3.208 |
3.189 |
3.121 |
------ |
------ |
| |
******************************* MARYLAND *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.375 |
2.625 |
2.375 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.875 |
2.500 |
2.875 |
2.500 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.625 |
2.250 |
2.500 |
2.250 |
------ |
------ |
| APR |
2.616 |
2.233 |
2.514 |
2.199 |
------ |
------ |
| |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
3.375 |
3.125 |
3.125 |
3.000 |
------ |
------ |
| APR |
3.395 |
3.161 |
3.153 |
3.053 |
------ |
------ |
| |
******************************* VIRGINIA *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.375 |
2.750 |
2.375 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.875 |
2.625 |
2.875 |
2.625 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.500 |
2.250 |
2.500 |
2.250 |
------ |
------ |
| APR |
2.522 |
2.238 |
2.518 |
2.252 |
------ |
------ |
| |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
3.250 |
3.125 |
3.125 |
3.000 |
------ |
------ |
| APR |
3.273 |
3.166 |
3.157 |
3.060 |
------ |
------ |
| |
******************************* TEXAS *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.750 |
2.375 |
2.750 |
2.375 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
------ |
------ |
------ |
------ |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.500 |
2.250 |
2.500 |
2.125 |
------ |
------ |
| APR |
2.516 |
2.229 |
2.509 |
2.193 |
------ |
------ |
| |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.000 |
2.875 |
3.000 |
2.750 |
------ |
------ |
| APR |
3.036 |
2.941 |
3.037 |
2.845 |
------ |
------ |
| |
******************************* ILLINOIS *******************************
(Based on Conforming Loan $510K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.625 |
2.375 |
2.625 |
2.250 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.375 |
2.750 |
2.375 |
------ |
------ |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.500 |
2.250 |
2.500 |
2.250 |
------ |
------ |
| APR |
2.513 |
2.222 |
2.506 |
2.183 |
------ |
------ |
| |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
3.250 |
3.125 |
3.125 |
3.000 |
------ |
------ |
| APR |
3.264 |
3.151 |
3.145 |
3.037 |
------ |
------ |
| |
******************************* FLORIDA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K for FL Keywest Area only. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.000 |
2.750 |
2.875 |
2.625 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.375 |
3.250 |
3.250 |
3.125 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.500 |
2.250 |
2.500 |
2.125 |
------ |
------ |
| APR |
2.524 |
2.242 |
2.521 |
2.217 |
------ |
------ |
| |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.125 |
3.000 |
3.000 |
2.875 |
------ |
------ |
| APR |
3.160 |
3.064 |
3.049 |
2.968 |
------ |
------ |
| |
******************************* GEORGIA *******************************
(Based on Conforming Loan $300K, Jumbo Loan $600K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.875 |
2.500 |
2.875 |
2.500 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.000 |
2.750 |
3.000 |
2.750 |
------ |
------ |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
2.500 |
2.250 |
2.500 |
2.125 |
------ |
------ |
| APR |
2.533 |
2.259 |
2.534 |
2.241 |
------ |
------ |
| |
| $600K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $300K |
3.125 |
3.000 |
3.000 |
2.875 |
------ |
------ |
| APR |
3.169 |
3.081 |
3.062 |
2.993 |
------ |
------ |
| |
******************************* WASHINGTON *******************************
(Based on Conforming Loan $510K, High-Balance Loan $650K, Jumbo Loan $900K. See other assumptions at the bottom of the post) |
| |
| PRIMARY RESIDENCE - REGULAR REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.750 |
2.375 |
2.625 |
2.250 |
------ |
------ |
| $650K |
2.750 |
2.500 |
------ |
------ |
------ |
------ |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.875 |
2.500 |
2.875 |
2.500 |
------ |
------ |
| $650K |
3.125 |
2.750 |
------ |
------ |
------ |
------ |
| |
| PRIMARY RESIDENCE - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
2.625 |
2.250 |
2.500 |
2.250 |
------ |
------ |
| APR |
2.615 |
2.232 |
2.513 |
2.198 |
------ |
------ |
| |
| $650K |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| Jumbo |
------ |
------ |
------ |
------ |
------ |
------ |
| APR |
------ |
------ |
------ |
------ |
------ |
------ |
| |
| INVESTMENT PROPERTY - PURCHASE: |
| |
30-Yr |
15-Yr |
20-Yr |
10-Yr |
5/1 ARM |
7/1 ARM |
| $510K |
3.375 |
3.125 |
3.125 |
3.000 |
------ |
------ |
| APR |
3.395 |
3.161 |
3.153 |
3.052 |
------ |
------ |
|
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
-
-
-
-
-
-
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident. H1B, L1, F1 OPT.
For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate.
For scenarios outside the above assumptions, please contact local loan officers for case inquiry.
注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款，需要收point才能做。
奇虎贷款NMLS ID: 1169300 |
