奇虎贷款利率-CA, TX, MD, VA,FL- 02月21日星期二

奇虎贷款

奇虎贷款
没有最低，只有更低！
首页 文章页 文章列表 博文目录
给我悄悄话
打印 被阅读次数

SUMMARY：今天（02月21日 星期二)开盘时的房贷利率价格和上个工作日相比稍差
。目前重新贷款40万左右的利率，30年固定利率上涨至4.125%，15年固定利率稳定至3.
250%，5/1 ARM稳定至3.250%。购房贷款40万左右，30年固定的利率稳定在3.950%，
15年固定利率稳定在3.125%，5/1 ARM上涨至3.125%.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound
account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.250 3.875 3.250 3.250 3.500
>$417K 4.250 3.375 4.000 3.375 3.750 3.990
Jumbo 4.250 3.875 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 3.950 3.250 3.625 3.750
>$417K 4.500 3.875 4.375 ------ 3.750 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.950 3.125 3.750 3.125 3.125 3.250
APR 4.003 3.223 3.797 3.189 3.149 3.292
 
>$417K 4.125 3.250 4.000 3.250 3.500 3.625
APR 4.149 3.322 4.013 3.289 3.523 3.654
 
Jumbo 4.125 3.625 4.250 ------ 3.625 3.625
APR 4.162 3.676 4.272 ------ 3.640 3.663
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.500 4.125 3.500 3.625 3.875
APR 4.390 3.599 4.175 3.564 3.657 3.907
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.250 3.875 3.250 3.250 3.500
>$417K 4.375 4.000 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 3.950 3.250 3.500 3.750
>$417K 4.375 4.000 4.375 ------ 3.750 3.875
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.950 3.125 3.750 3.125 2.990 3.250
APR 3.972 3.173 3.755 3.104 3.013 3.254
 
>$417K 4.250 3.750 4.250 ------ 3.625 3.625
APR 4.238 3.735 4.237 ------ 3.616 3.639
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.500 4.125 3.500 3.625 3.875
APR 4.361 3.548 4.140 3.491 3.628 3.878
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.250 3.875 3.250 3.375 3.625
>$417K 4.500 4.125 4.500 ------ 3.875 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.375 4.000 3.375 3.625 3.875
>$417K 4.500 4.125 4.500 ------ 3.875 4.125
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.950 3.125 3.750 3.125 2.990 3.250
APR 3.970 3.180 3.752 3.114 3.017 3.258
 
>$417K 4.250 3.750 4.250 ------ 3.625 3.625
APR 4.241 3.740 4.241 ------ 3.619 3.642
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.500 3.625 3.875
APR 4.282 3.555 4.137 3.501 3.632 3.882
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.125 3.375 3.950 3.250 3.625 3.750
>$417K 4.500 4.250 4.500 ------ 3.875 4.000
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.750 4.125 3.625 4.125 4.125
>$417K 4.500 4.250 4.500 ------ 3.875 4.000
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.750 3.000 3.000 3.250
APR 3.921 3.188 3.782 3.118 3.036 3.285
 
>$417K 4.250 3.750 4.250 ------ 3.625 3.625
APR 4.239 3.736 4.241 ------ 3.615 3.637
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.375 3.625 3.875
APR 4.287 3.564 4.146 3.493 3.672 3.923
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.375 ------ 4.125
>$417K 4.625 4.500 4.750 ------ 4.500 4.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.375 3.625 4.250 3.500 ------ ------
>$417K 4.750 4.500 4.750 ------ 4.500 4.500
 
PRIMARY RESIDENCE - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
3.875 3.125 3.750 3.000 3.125 3.250
APR 3.930 3.203 3.806 3.140 3.148 3.297
 
>$417K 4.250 3.750 4.250 ------ 3.625 3.625
APR 4.242 3.741 4.241 ------ 3.619 3.642
 
INVESTMENT PROPERTY - PURCHASE:
  30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
4.250 3.500 4.125 3.375 3.625 3.875
APR 4.296 3.579 4.159 3.516 3.673 3.924

Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    -     -     - except for 7/1 ARM which is     -     -     - 3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款
，需要收point才能做。

奇虎贷款NMLS ID: 1169300

登录后才可评论.